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Mrs. Butterfly, New York Age and Occupation in 06: 27, Bridezilla in training Fiance's Age and Occupation: 30, Making me happy by saying "yes dear" to everything related to wedding planning. Engagement Date: February 3, 2006 Wedding Date: November 18, 2006 Venue: Twenty-Four Fifth About Me: Our wedding will be small but fun. I want a whole range of music including cheesy 80's music! But we'll see how that works out��‚��
About Mrs. Butterfly

Married Life

December 15th, 2006 @ 2:57 pm by Mrs. Butterfly

Has anything changed since we’ve been married? Well, not really. We have a new apartment, but other than that, our lives are pretty much the same. But we did recently merge our bank accounts together and now I’m learning to cope with sharing accounts. I can no longer go on a shopping spree without knowing that it affects someone else too. Although I must say, it is nice to have two paychecks. :)

So in terms of money, we are learning to compromise. For example, Mr. Butterfly is a heavy debit card user. He’d rather use the debit card than carry cash, which is fine. However, when I’m keeping track of the money going in and out of our account, I find myself going crazy with the daily $2.05 Starbucks purchase. It’s two dollars! His reasoning is that he doesn’t want 95 cents in change, whereas I think its ridiculous to charge two dollars to a debit card. So we have learned to compromise, and he now buys a Starbucks card in $50 increments.

What happens when I want to buy something expensive? See, I really (really, really) wanted a Temper-pedic bed but my DH (dear husband) did not want to spend that much on a mattress. But he really (really, really) wanted a 42″ flat screen plasma TV, and I didn’t want to spend that much on a TV. So we “compromised” by letting each other have the items, and promised to never bring it up as an unjustified cost in the future.

Other than that, things are going great for us. I am so happy to be in our new apartment (which is huge by Manhattan standards - over 900 square feet!). I also can’t wait to go to Houston to visit my parents, because this will be the first time that he and I will be allowed to share a room! At least, I think my parents will be OK with that.

Happy holidays to everyone at Weddingbee! :P

Tags: new-york, post-wedding |
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3 Responses to “Married Life”

1.
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Tanya

Hi! First off, this is may favorite site on the entire world wide web. Running a close second to google. Seriously. Second, I think I read in Kiplinger’s a few months back that you should be careful of using your debit card for random things because there could be hidden fees associated with them. Also, you’re taking that money out of the bank immediately, instead of letting it accumulate a bit of interest in a savings account until the monthly bill on a credit card is due. If you pay your balance in full each month, they said that credit was the better way to go. Especially since credit companies protect you in case of fraud, duplicate transactions, etc. :)

 
2.
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Leslie

I’m like your husband: I use my debit card for everything. Luckily, my FI is the same way. If we carry cash, we are more tempted to spend it carelessly, so we try not to carry cash if at all possible. However, we don’t actually use our debit cards as debit cards, persay. We use them as credit cards and sign because our bank charges $0.29 each time you use it as a debit card with your PIN. How silly? Right now, we have separate accounts and do very well about keeping track of our spending (thank goodness for Excel), so hopefully we will be able to merge accounts and spending habits smoothly.

 
3.
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rachel

We recently just merged accounts as well, and this is actually the first week that my paycheck has been direct deposited to the joint account….it’s pretty scary business. i just can;t get a grip on it! i am like your husband, i debit everything, and my husband is like you, cash for it all. i like your idea of the $50 starbucks card as one small way to keep things organized. every little bit helps…i guess after awhile, it just starts to feel normal, but for right now, every time i pull out the debit card, there are a million thoughts associated with it when before all i thought was “wheeee! a new sweater!”

 

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Mrs. Butterfly
Mrs. Butterfly

Mrs. Butterfly, New York Age and Occupation in 06: 27, Bridezilla in training Fiance's Age and Occupation: 30, Making me happy by saying "yes dear" to everything related to wedding planning. Engagement Date: February 3, 2006 Wedding Date: November 18, 2006 Venue: Twenty-Four Fifth About Me: Our wedding will be small but fun. I want a whole range of music including cheesy 80's music! But we'll see how that works out��‚��

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