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Mrs. Kiwi, Los Angeles Age and Occupation in 06: 27, Bookkeeper Fiance's Age and Occupation: 27, P.E. Teach/Coach @ private schools in LA Engagement Date: March 31, 2006 Wedding Date: November 3, 2007 Venue: Radisson Hotel About Me: I'm a bookkeeper who failed high school algebra. I'm currently living in Los Angeles, literally a street over from where I grew up with Mr. Kiwi, my honey of three years. We have a jumbo mini-dachshund (seriously, he's huuuuge), and we're planning an autumn themed wedding on a shoestring, paid for by ourselves. The wedding date is my late grandma's birthday, I needed her there somehow, and that seemed like the best way for us. I can't believe I'm a Bee! I couldn't be more proud!
About Mrs. Kiwi

Will Plan for Food

January 10th, 2007 @ 6:27 pm by Mrs. Kiwi

Last March, when we first got engaged, I figured I’d have a ton saved for our wedding, no problem. The problem? I don’t have a ton saved. (Since you can’t see me, my head is hanging in shame).

While I never thought I’d get funding from my parents for the wedding (nor did I expect it), I also never thought it would be this hard to save enough money. Sure we have ten months left, but I feel like a loser. Mr. Kiwi, while having a job that pays more, has saved way more than I have. I know it’s not a contest, but I feel like I’m not pulling my own weight here. To be frank, it’s depressing me. Mr. Kiwi said to not let it bother me, we’ll save enough, but what if we don’t? We can most likely ask some family for some help if it comes to it, but I don’t want it to come to that, ya know?

The whole point to actually having a wedding and not just running off to Vegas is to prove that we’re adults and can put on a whole wedding by ourselves. If we have to ask for financial help, we’ve failed in that. I know this is utterly petty, but dropping over ten grand on one day just floors me. I’m torn because I want a wedding, I really do; but I also worry every day about saving. Some days I decide to go without lunch because 1.) forgot to bring something and 2.) my penny-pinching mind won’t let me spend the 7 dollars on lunch. When I do get something, I feel guilty.

Everything we buy is organized in my head according to what that could have bought for the wedding. The iPod Mr. Kiwi got? Easily could have been nice invites (for us). The purse I got? Could have been wedding shoes. I know that this is really such a small thing to blog about, but it is an actual worry for me. We’re keeping track of all things we buy, and Mr. Kiwi says we’re staying on budget, but this is also a budget that still needs to be added to.

I’ve really got to stop moping about this, and just try my hardest. If we need help, we need help.

Do you guys worry about money, or am I the only one?

Tags: los-angeles, money |
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28 Responses to “Will Plan for Food”

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Tessa

Are you kidding? I have a budget of $4000 for my whole wedding, that’s literally ALL I think about. That’s all I dream about.
Not only that, but my personal finances I stress over, too. My fiance works for commission only, and every single day I worry about if he’s not going to make enough this time, what are we going to do if we don’t have money, blah blah.
But in the end, it all works out. Don’t ask me how, but it’s worked out so far.
/knock on wood

 
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MCRBride

Yeah pretty much freaking out.
We started putting away 2k a month into ING.
But now thats more like 500-1K a month if even.
We’re getting behind on our estimated budget.
And we’re not getting any help from the folks.

 
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Jen

I definitely stress about money. :( It actually has pretty much taken a lot of the fun out of planning. All I think about these days is money….will we have enough? Are we putting as much as we can into savings? What if we DON’T have enough? It makes me slightly crazy. Lol.

 
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hm

It’s driving me nuts too. I have barely scrapped up $6k for the wedding. I think once I hit the double digits, it’ll be less stressful for me.

 
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downtoearthbride

It’s hard not to stress about money, especially since weddings can cost so much and there’s a lot of pressure to throw an elaborate event.

However, think about it - in a year’s time, people probably aren’t even going to remember the colour of your invites. You don’t have to spend hundreds and hundreds on stationery just because some bridal magazine tells you so.

The most important thing is that you’re going to make promises and spend the rest of your life with your loved one ¢¢â€š¬” no matter what the budget of your wedding is. But that doesn’t mean that you can’t have a special day. I’m not spending heaps on my wedding (due to lack of funds and on principle), but that’s given me the opportunity to be creative with things. There are so many wonderful ways to have a beautiful ceremony/reception on the cheap ¢¢â€š¬” think candles/rose petals instead of expensive flowers, picnic receptions, second hand stores, hand-made bonbonieres, etc. Also, don’t underestimate the kindness of friends and family willing to lend you their services ¢¢â€š¬” I’m not paying for the wedding cars, cake, jewellery, invites, bonbonieres, as these have been given to me as favours - as long as you’re willing to flexible and think outside the box.

Your wedding will be beautiful because it’s a celebration of the love you guys have, not because you threw an expensive party:)

 
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Miss Plumeria

Yup. I worry about it too, and it trickles down into everyday decisions like you. But, I have to keep reminding myself that it will all work out, calmly decide what I can do without and what I really want, and take it from there. Honestly, I didn’t even know about some of the little details until I really got into planning, so if I can remind myself of the days when I’d have been happy with much less than I would now, I feel a lot more willing to cut certain things out.

 
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Tea

i’m worried and i’m not even engaged yet. lame, i know. i have started an ING account specifically for the future wedding/house [my bf thinks that was a great idea] but i haven’t dropped any cash in there for a few months, aside from my automatic payments. i’ve kept track of how much i owe myself so hopefully i’ll be able to pay myself back soon

 
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smork

oh yeah absolutely. i know what you mean.
you can’t get depressed over it though. you still have ten months to go!

if it means that much to you that you don’t want to ask your family for financial assistance, then you need to ask yourself if there’s a way you can cut costs at the wedding. you might find that some things don’t really matter that much to you, compared to the pride of paying for the wedding yourselves.

i personally tend to talk myself out of purchases by telling myself that i’ll splurge on something after the wedding, or after i find a job, etc. i have made exceptions — especially if it’s something i absolutely need, like a new camera to replace an old one that takes blurry pictures 50% of the time. it’ll be a waste to buy a brand new camera after the wedding and honeymoon is over obviously. :P but i think it always helps if you tell yourself you can always buy something later, that you don’t have to buy it right now.

 
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Laura

We are both students and we are paying for things ourselves. I definately feel your pain, when I go grocery shopping I have to keep myself from buying things I normally buy (no more pom wonderful juice).

maybe next time you are debating a new purse or saving for shoes, just go buy the shoes instead! When I need shopping fix, I try to go buy something I’ll need for the wedding (or something I think I need, ha ha).

good luck, and don’t get depressed over money!

 
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Miss H

aww miss kiwi. i worry too, it’s been hard the last 12 months to save save save all the time. hang in there - what you buy with your saved money will be more special than anything anyone could give you.

setting a monthly goal for yourself may help you feel like you’re contributing your “fair share” - and you can plan what you’ll buy with it :)

 
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Lixue

I completely agree with the money situation. Mucho props to you and your fiance for doing it all yourself!!! My parents are paying for everything and this actually makes it harder b.c I don’t want to waste it

Have you tried high interest savings accounts? it’s the little things that count :D

much luck!

 
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fizzyg

In my head, though, that ipod that your fiance got was worth much more of an experience than having upgraded invites, and the purse that you got will get more use than nicer wedding shoes.

We’ve saved a bit for the wedding, but more often we’ve just chosen to cut corners on things that are ‘one-day use’, or that will be thrown away.

 
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eisor

We are paying for most of our wedding ourself. Our budget is $4000 and my parents are contributing $1000. I’m still in school and my income is very limited. I too an very conscious of the finances. I definitely think about purchases before I make them to see if it is really a need. But, it is wise to be conscious of what is going on, especially this early in the game. At least you have a plan and a preparing ahead of time.

 
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Turtle

I have a friend who saved some cash and also took out a no interest credit card with great rewards to use for major purchases for the wedding. Because her and her now husband were going to join their salaries after marriage, they agreed to help pay off the credit card debt within the year (when the interest kicks back in). They were fortunate to receive some money from the wedding which helped pay off the cost of the wedding. But they pulled off a great wedding, no more debt, and even was able to buy a house about 2 years later. (also, with a credit with nice rewards, you can get GC to bed bath for your new home, food GC, and some have a % cash back).

 
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Miss Peach

i hear you. we are paying for most of the wedding ourselves. i finished graduate school last year and Mr. Peach is still in school so yahhhh we are trying to save every penny. sometimes i get very very worried, but somehow in the end i am reassured that the Big Man Upstairs will make everything work out in the end. ^_^

 
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Dani

I totally understand. Its so hard….I have been working TONS of overtime at my job and have been putting as much $$ away as I can every week. I am so tired!! I have been avoiding the mall like the plague, we barely eat out any more, etc. Sometimes its depressing, but I keep thinking, it will be worth it in the end and I have to stay focused…my FI is in grad school and works full-time too, so he cannot contribute that much at all to the wedding fund. And, we are paying for most of the wedding ourselves….

I say just do what you can, that’s all you can do, everything will work itself out in the end…hopefully it will all be worth it! Good luck!!!

 
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Chrissie

Miss Kiwi, big hugs! I’m in the same boat as Lixue. My parents are paying, but I’m stressing trying to keep it inexpensive for them. I’ve also been saving so we have some extra “just in case”.

 
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K

I stress about finances all the time. I’m only 20, going to college, and still living at home for the next few months, and I worry that once I do leave this comfort zone, that everything’s going to go downhill, and I’m going to fail. I’m constantly afraid of failure, and not being able to provide for myself. As for a wedding? Yeah, it worries me, and we won’t even be getting married for 3 years!

 
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Laura

The wedding money situation is the only thing me and FI argue over. Our small 30 person wedding had grown to over 80 guests in the blink of an eye. Without any outside funding it’s hard, REALLY hard. Our budget is $5000, but I see spending close to $8000 before it is all said and done. I’m buying lots of second hand items, watching the sale papers and maybe even buying my dress on Ebay. I’m number crunching daily and it scares the daylights out of me.

In our pre-martial counseling, we were told if people wait to be financial prepared before going through a life-changing event, they would never happen. People never fully financially prepared for children, buying home, or even getting married. It’s a scary thought¢¢â€š¬¦but quite true.

 
20.
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Melissa

My fi, a grad student, cleared out his bank account last winter on my ring, and I moved across the country to be with him with only $4K to my name. I found a job, we created a budget, and have saved $20K for the wedding. We live in a teeny tiny apartment, always cook at home, and rarely shop–but the wedding is priority #1 right now. It’s not fun, but it’s possible.

 
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Mrs. Kiwi
Mrs. Kiwi

Mrs. Kiwi, Los Angeles Age and Occupation in 06: 27, Bookkeeper Fiance's Age and Occupation: 27, P.E. Teach/Coach @ private schools in LA Engagement Date: March 31, 2006 Wedding Date: November 3, 2007 Venue: Radisson Hotel About Me: I'm a bookkeeper who failed high school algebra. I'm currently living in Los Angeles, literally a street over from where I grew up with Mr. Kiwi, my honey of three years. We have a jumbo mini-dachshund (seriously, he's huuuuge), and we're planning an autumn themed wedding on a shoestring, paid for by ourselves. The wedding date is my late grandma's birthday, I needed her there somehow, and that seemed like the best way for us. I can't believe I'm a Bee! I couldn't be more proud!

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