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…and of strife and upheaval! But I’m certain honey, that life would be sunny, with plenty of money and you!
Money is never a safe topic, but it may never be more dangerous than at the beginning of planning a wedding. The average cost of weddings are climbing like crazy, and the “need” to have the best of everything can drive you nuts! How do you combat all of this? With a well thought out and properly constructed budget. There have been a couple of posts on Weddingbee in the past about what all should go into your budget and what percentage of your budget should be spent on what part of the wedding, but what about the very first step? How do you know how much you can or should spend? Who will contribute to the costs and how much will they give?
In most cases it will happen in one of two ways: you will either know how much you can spend first before you really start planning anything or you will be asked by people who are contributing, or just may want to determine for yourself first, what a wedding will cost. This can be a very hard question to answer at the beginning of planning as you have yet to see what is truly out there in terms of options for you and you have so many decisions ahead of you, some you may not even know about yet! In our case the wedding will be paid by both sets of parents as well as by us, in an unequal three way split.
The situation with my parents was easy because we had a built in precedent to work with. I have two older brothers and they are both married. When the first brother got engaged my parents decided that they were going to give each of their children some money for a wedding, honeymoon, down payment on a house, or whatever we wanted and that they were going to give each child the same amount. Once Mr. Pumpkin and I were engaged the offer was made by my parents to contribute to the wedding and Mr. Pumpkin and I gladly accepted.
Mr. Pumpkin’s family was a bit different in that he was the first of his 3 brothers to get engaged, though his younger brother got engaged shortly after we did, so there was no plan in place yet. His parents decided to do the exact same thing as my parents and offer each engaged child a lump sum of money to do with whatever they wished, but they wanted to know what the wedding would cost first. At the time I found this to be a very frustrating way to talk about the wedding because it was completely circular. I couldn’t make decisions about big ticket items like the venue until I knew how much money I was working with, and they wanted to know what it would cost before they decided how much they would contribute. In the end we created a mock budget of what we thought it would cost and gave that number to them. Once again, an offer was made and gladly accepted.
We then sat down as a couple to look at what we could afford to contribute to the pile and started working with the sum of all three numbers as our budget. Unfortunately, that budget has since slowly expanded, but we have tried as hard as possible to stay on track. In our case it was the venue and the cost of the meals that really pushed us beyond our original budget. So if you are working with parents or sponsors who have some flexibility in their contributions, I highly suggest choosing a venue and meal first before you come up with a number for what the wedding may cost.
Anyway you cut it, budget negotiations are tough! Who pays for what and how much so & so is contributing can lead to awkward conversations. I found it extremely uncomfortable, especially when each set of parents wanted to know what the other was giving us. As I have alluded to before, Mr. Pumpkin comes from a farming family who is very rich in love but is not as concerned with material things as my parents are. My father works really hard to give us a wonderful life, and that has been a blessing, but I felt that it was unfair to expect Mr. Pumpkin’s parents to contribute the same amount as my parents were. On the other hand though - I don’t *really* know what they can afford and what they can’t so I didn’t want to insult them by presuming that they couldn’t afford to contribute the same amount. I just hated the whole process, walking that fine line between trying to be sensitive to their financial situation without devaluing their contribution was terrible.
Eventually both sets of parents came up with separate numbers for us and I am pretty sure that neither side knows what the other is contributing. This is exactly the way I want it. There is no need for anyone to feel anything but happy and proud when they think about this wedding, and competition over money is the quickest way to have hurt feelings as far as I am concerned. We are so grateful for any sort of help from our parents and that is all that they need to know.
There are many other ways that budgets are determined. The traditional Bride’s-family-pays-for-everything way of looking at weddings has pretty much gone the way of the Dodo. The Bride’s parents may still pay for everything but that expectation is gone now. It is much more common that it ends up being some sort of combo or three way split. I have also heard of people splitting up the costs of actual items (ie: Groom’s family pays for rehearsal and dinner, Bride’s family hosts the wedding reception, Groom pays for rings, Bride pays for dress, etc…). And the other arrangement that I have heard of but do not know much about is the wedding sponsor situation. In these arrangements I believe that many people contribute to the wedding but I have no idea who can/should contribute and how they decide what to contribute. If any readers or Bees know more about this please drop some knowledge on us all!
How did you come up with your budget? Did you have similar family politics to navigate through? Any tips for those bride-to-be’s about to start these budget negotiations?
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