Wedding Blog

Yay, glad to see another bride using her local State Farm Insurance agent! My FFIL is a Vice President of State Farm so it was a trip we made almost immediately after getting engaged. It’s so reassuring to know if anything should happen to the ring, we’ve got it covered!

Mine is insured (I think? Perhaps.) but I know what you mean about worrying its going to fly off. Mine is way big after getting the diamond set in (big fiasco, it broke and had to be fixed while I was in another state and then shipped to me. It’s gorgeous but its way too big. Monkeys.) so now I wear a ring snuggie (plastic sizer) to make it fit.
I just don’t want to give it back to those people!

I need to get mine insured. I have a three-stone ring, and one of the smaller stones ended up getting a chip in it! eeek. I thought diamonds were indestructable, but apparently, they are very brittle. So be careful, everyone.

I am going to get it replaced soon, and then get it insured.

Mine is insured, he insured it the moment he left the store. As he jokes “it’s worth more than my first car” so naturally its insured.

I actually had the opposite reaction. It took me forever to get used to the ring. I had a bad habit of taking it off and forgetting where I put it. A year later I am now used to it and hate when I forget, it just took some time.

Check out Jeweler’s Mutual if you don’t have homeowners or renter’s insurance. It’s fairly inexpensive and covers everything!

My FMIL is an insurance agent, so my ring was insured the moment my FI walked out of the jeweler with it!

Make sure you are very careful when you select a personal articles policy to insure your engagement ring. I did not go with State Farm because my local agent could only offer a policy that gave SF the option to replace my ring with a similar ring from one of their chosen jewelers - NOT what I wanted, since I have a very particular style/setting.

Instead, I went with a Chub Insurance policy, which will just give me a check if anything should happen to the ring. It’s a bit more expensive, but the value of being able to pick my own replacement from any jeweler I choose if (heaven forbid) anything should happen to my ring was very reassuring.

mine is insured through chubb.

mine is insured with the house. one insurance agent we were interviewing was rude about it - I asked “what happens if it falls into the sink?” she in a very annoyed tone “what? you take that thing off before you do your chores honey. why you wearin’ a ring like that over the sink?”

uh… pooped and washing my hands?

Mine is insured, we went on a trip to Fl about 2 weeks after we got engaged and I was not about to go w/out insurance on my beauty! Ms. CB - I did the exact same thing you did because the jeweler insisted to FI that he get a bigger size even though he knew it would not fit on my tiny fingers so I had to give up the ring not once, but twice for re-sizing to a size 3! and it still rolls around a little! I love it more than anything (except my honey) and I have been engaged for 6 months and I still wake up every morning as a habit I touch my ring finger to make sure it didn’t get lost while I slept

Mine’s insured too, but it took us awhile to get around to it. It’s an “add on” with our renter’s insurance. The funny thing is it was insured before we’d even paid for it (it was bespoke and the jeweler wouldn’t accept money until I’d worn it a month and was sure I loved it!)

I agree about needing to try them on- I thought I hated tapered baguettes- turns out they were a much better choice for my small fingers as side stones than round ones. Who knew?!?

yep, its insured, and i was a bit shocked that the insurance for a year costs almost the same amount as the regular old renter’s insurance!!