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Reader Buzz: The Money Rule

October 29th, 2007 @ 3:15 pm by Reader Buzz

Lately there’s been some talk about how to involve your parents in the wedding decision making. This is especially tricky with big decisions, like how many guests parents can invite to the wedding.

One rule I’ve seen mentioned a few times is the money rule. If you’re paying for most of your wedding, you get to make most of the decisions. If your parents are paying for most of it, they make most of the decisions.

All this talk has got me wondering: who is paying for your wedding - you and your FI, or your parents? And if your parents are contributing, are you finding that they’re making more decisions than if you paid for the wedding yourself?

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44 Responses to “Reader Buzz: The Money Rule”

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1.
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Miss Jasmine (message)  1,170 posts, Bumble bee

My parents are paying for the entire thing, but they are still really open to including me, Mr. Jasmine, and Mr. Jasmine’s family in the decision making process. If anything, they don’t want to be the ones making all the decisions. They’ve gone out of their way to make sure I’m happy with all the decisions being made and that Mr. Jasmine and his family feel included in the decisions being made. I feel very lucky!

 
2.
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MissBanana (message)  110 posts, Blushing bee

100% us paying. 100% us deciding.

 
3.
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tipperella

My parents are paying for the entire thing and they’ve been AWESOME at letting us choose exactly what we want. They give some opinions here and there, but they really have left us to our own devices. I know that’s probably rare so I’m especially thankful for that.

 
4.
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Jessica

My parents are paying for the wedding, but they haven’t been controlling with any decisions. FI and I have chosen every vendor, and worked out all the details and contracts. I always double check with them before booking anything, to make sure they think the price is reasonable, but for the most part they’ve been fine. I’m sure if I started going crazy with expensice stuff, they would step in, but I’ve been very careful to try and find the best deal possible every step of the way.

 
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Miss Peony (message)  314 posts, Helper bee

We’re paying for it ourselves, but because we both have super-conservative Asian parents who would disown us if we don’t listen to them ;-) , the parents are having a lot of say in the process. Right now it looks like we will be going a bit overbudget and my parents have graciously offered to make up for the difference.

Re: guestlists, I gave my parents 100 seats (including relatives) to invite whomever they want. Anyone over that number, they’re paying for themselves.

 
6.
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danibel (message)  93 posts, Worker bee

my parents are paying for the whole thing, and my mom is my wedding planner. i am making all of the decisions, and she is making it happen for me. i’m glad she is there to help me. its been a treat planning this wedding with her.

 
7.
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kim

my parents and his parents split the reception catering and venue costs (40% of the whole wedding) - but everything else was us. They weren’t involved with planning at all, so I made all the decisions myself and just sent invites to a couple of their close friends.

 
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j w

I paid for the whole thing. We decided everything together. His parents’ gift was the rehearsal dinner.

 
9.
AOEBuckeye
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AOEBuckeye (message)  310 posts, Helper bee

My parents are paying for the entire thing with an open checkbook. My parents aren’t exactly telling me what to do, but I more so out of respect that they are paying for it make decisions based on their preferences. I don’t particularly like our centerpieces at all for example, but I feel it’s a small price to pay for all their generosity.

 
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Ashley

My parents are paying for a good chunk and his are paying for some stuff too- so hopefully we dont go over that budget! But for the decisions both parents said take this money and use it how you wish! We are having difficulties with the guest lists though :(

 
11.
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Vivian

We’re still early in the planning process so not much parental involvement yet. I’m very lucky because my parents always believed int he the Chinese way, which the groom’s side pays for it all. However, since FSIL married “american” way - that was not going to happen. My parents were kind enough to give me a budget and haven’t said much else. I am trying ahrd to stay on budget, and anything over, I FI has offered to pay. The future in laws (I am told) will pay for rehersal dinner, honeymoon, and a dinner (mostly their friends) when we get back from our DW.

 
12.
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lizardbnorton (message)  17 posts, Newbee

We are paying for the majority of it. My mom offered to pay for all of the flowers, which is awesome. As of right now I don’t know if any of the other parents are planning on contributing. We set a budget within our means though, so we will be good if they don’t.

 
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Emily

40% my maternal grandmother, 10% mom, 10% dad (they’re divorced), 20% me & FI, 20% + honeymoon FILs.

So I guess I could say, we’re all contributing :) So far, FI and I are making most of the decisions and everyone’s ok with that.

 
14.
bonniebelle101
Member
bonniebelle101 (message)  366 posts, Helper bee

We’re paying for the whole thing and I really like that. I feel that I have control (I’ll readily admit to being a control freak!), plus I don’t feel like I’m at somone’s mercy or that I have to please anyone but us. Our mother’s have been so wonderful though. He’s mom is an interior decorator so she’s been wonderful and helping me tie some of my ideas together. And my mom has just been the best sounding board in the world. But she thinks every idea I have is wonderful, so sometimes that’s hard. :-)

As for invite lists, both our moms knew that this would be an intimate ceromony so they only invited their close friends and familes. No problems there.

 
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Jilian

My mom paid for our entire wedding, with a small portion coming from hubby’s step-dad. She’s my best friend in the world and we’re practically identical twins - so she was definitely involved in most of the planning. There were a couple things she had strong opinions on (like the invitations being addressed formally and by hand, FI and I not seeing each other the morning off, etc) but for the most part she was behind whatever we wanted :) I really cherish our relationship and loved every second of planning our wedding with her!

The one issue we did have that was wedding/money related was how to word the invitations. Let’s see if I can lay the groundwork and explain this. My hubby is not close with his father at all, they were estranged for a bit. We see them about once a year and that’s mainly to see his half-siblings, all four of which are grade school aged. We did want to invite them to the wedding, but they were not invited to any of the other wedding festivities. (His sister didn’t even tell him she was getting married!)

Hubby’s mother passed away about 9 months before our wedding. His step-dad has been a huge influence on his life and shaping him into who he is today. He was his best man. He gave us money towards the wedding. etc etc.

In my opinion an invitation is written to include those that are hosting the party. So we were going to word it:

“Mrs (my mom) and Mr (his step-dad) invite you to share in the happiness as their families are united through the marriage of their children”

Different yes, but because of the family dynamics it just seemed right. Had his mom been alive she would have been included with his step-dad. I felt like our deceased parents were represented with their ‘better halves’, even if their names weren’t written.

Well with the high emotions of the wedding (ours seemed to be super emotional - it’s really hard to plan a wedding when two of the most important people in your life are in heaven) and his relationship with his dad, hubby kinda flipped out the week I was supposed to be approving them! He worried his father would be offended he wasn’t included on the invite etc. I explained my logic and reminded him his father never offered us any assistance for the wedding - and therefore wasn’t a host - and therefore wasn’t on the invitation. It’s a touchy subject and my eyes were definitely opened to a lot of emotions my husband likes to keep buried.

We considered creating a unique invite just for his dad, as he already had a unique ’schedule’. In the end we left the invites as is, and sent to everyone. What would you have done. Are you taking into account who’s paying when you word your invitations??

 
16.
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Kira

My parents are paying for pretty much the whole thing. While they aren’t expressly making the decisions, I’m making decisions that they’re happy with so it really isn’t that big of a deal. They get the lion’s share of the guest list, but that’s the only way that they’re asserting their privileges so far.

 
17.
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Amanda

We are splitting the wedding budget into thirds. So far, this is working out really well! Everyone is getting input, which can be a little crazy, but on the other hand, everyone is being represented.

It’s also (obviouly) a huge help to us financially, as we’re relatively young and just starting out.

The whole shebang is going to be around $10K, so nobody has to go into debt for our special day. Starting life as Mr. & Mrs. with no looming wedding debt is as important to me as any other detail.

 
18.
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Sara

We’re paying for nearly the entire wedding and are deciding on things ourselves (except for guests of the parents and things like that.)

 
19.
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HappiestOne (message)  132 posts, Blushing bee

We’re paying for the majority with my parents chipping in when/if we need help, my FMIL offered to pay for our cake (or cupcakes in our case!) We’re working within a specified budget. We’re sharing all our plans with my parents so they feel comfortable helping out & they’ve been totally open to our ideas. Our guest lists includes input from both families.

 
20.
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MissV

My parents elected to pay for certain parts of the wedding (my dress & the drinks during the reception) and his offered a (large) chunk of money to help with costs. As we’d expected to pay for everything ourselves, these were nice surprises.

As for the invite list, my parents have been so against “interfering” I’ve had to beg them to give me a list of people they’d like there (on top of my relatives). His parents have quite a large list of friends (no relatives nearby) so the numbers will be fairly even. No issues so far and we’ve only cut the people we don’t know well (after discussing with the applicable set of parents).

 
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