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Mrs. Cheese, Knoxville Age and Occupation: 29, Engineering Manager Fiance's Age and Occupation: 27, CAD Designer Engagement Date: July 31, 2008 Wedding Date: May, 2009 Blogging Since: October 16, 2008 Venue: Our home and the two acres it sits on About Me: I’m an emotional girl who loves sentimental things, parenthetical asides, and trying to do things herself. I can cook, sew, am a whiz at planning, terrible at delegating, and totally in love with my fiancé (who will be my second husband but first love of the rest of my life). For our home/ garden/ DIY wedding, we’ll be moonlighting as interior designers, home improvers, and gardeners with the help of our fabulous friends and neighbors. We can’t wait to be married, and are learning how fun getting married can be.
About Mrs. Cheese

On Shacking Up

December 8th, 2008 @ 12:59 pm by Mrs. Cheese

Okay, I realize that this is a controversial topic, and I’m bringing it up not to judge anyone who’s already made the decision, but because once upon a time I was faced with that decision, and I Googled the heck out of it to get some perspective. This post is an attempt to offer my experience to anyone in that position, Googling “living together” or “engaged before living together” or “cohabitation.” I’m going to leave out any reasons that aren’t specific to living together before marriage (like “waking up next to the one you love is awesome” — it is, but marriage isn’t necessarily a factor there).

Five reasons I wish we didn’t live together:

  1. I worry that we get into habits that I don’t want us to continue after marriage, simply because we let them happen by default. Let me explain: before we were engaged, we still sometimes danced around uncomfortable topics because we didn’t want to “jinx it” (yea, yea, that’s my explanation, anyway). It feels like before I knew it, I was always the one cleaning up the kitchen. I wonder if, had we waited to cohabitate, we might have discussed those kinds of things first.
  2. Pre-nesting happens. We are fixing up our house while trying to plan a wedding and it can get overwhelming. Also, we are holding off on buying things that we registered for, but sometimes you have to break down and buy a rolling pin, you know? I think it might have been more fun to move in together after our wedding and then start nesting.
  3. Impatience. My biological clock has started ticking (freaked me the heck out when I first lusted after someone’s baby at an airport!) and because we already live together, I find myself wishing that we were married already so we could start talking about babies.
  4. Roommates. We have a roommate, and I’ll just say I haven’t had a roommate in like a decade (that’sallI’msayingaboutit). If we’d waited until we were married, we undoubtedly would not have a roommate (who wants to live with a married couple?).
  5. We had to have some uncomfortable discussions about money and file a ton of paperwork to protect each other in case something happened. As far as I know, in every state your spouse has a legal and financial right to your stuff if something happens to you, but no such thing happens if you’re not. So, we had to update our beneficiaries on our life insurance, and we should have (but haven’t) gotten power of attorneys and stuff like that.
  6. {This one’s a bonus reason…} Wedding dresses (and underwear and veils and such) are hard to hide, as is wedding gossip between a girl and her MOH.

Five reasons I’m glad we live together:

  1. It’s more fun and normal and easy than I thought it would be. I’m the one who has trouble with the idea of commitment, so living together reassured me that life together would be great — because it is.
  2. We figured out the toothpaste situation. Long, long ago I read an article about compromise that stuck with me. One person was frustrated that the other never put the cap on the toothpaste. The solution? Two tubes of toothpaste! We figured out that as long as we buy the toothpaste with the flip cap, one of us (*cough* Mr. Cheese *cough*) will actually remember to close it. Essentially, the little things that drive us nuts are getting worked out as we go, without the added pressure of being “newlyweds.”
  3. We’re learning to merge our finances before the stress of saving for our wedding really hits.
  4. Projects (even/ especially wedding projects) can go late into the night before we fall into bed in exhaustion without anyone having to drive home.
  5. We could theoretically be saving money. In our case, we’re not (we’ve kept his house as well as the new one) but there could be financial benefits. I don’t think that’s a great primary reason to live together, but it is a nice side benefit.

Initially I wanted to wait until we were engaged before living together, but this house became available and practical considerations changed my mind. I did wish that we’d waited until we were engaged — I think I would have felt more “legitimate” when we moved in, but that’s just me. We were certain we’d be getting married when we bought the house, though, just no ring. :)

By the way, if you’re considering living together before getting married, I recommend this book:

On Shacking Up :  wedding knoxville relationships 515gykp

Shacking Up: The Smart Girl’s Guide to Living in Sin Without Getting Burned

This article on MSN Money is good reading, too: “Protect Your Finances When You Move In Together.”

Will you share your experiences? Did you wait to be engaged before living together? Did you move in together before being engaged? Did you wait to live together until after you got married? Why or why not?

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39 Responses to “On Shacking Up”

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1.
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kelly

These are great! I do love your posts, Ms. Cheese!

What are you gonna do about the roomie once you are married…?

 
2.
Sparkles
Member
Sparkles (message)  706 posts, Busy bee

Talk about pet peeves! The toothpaste thing is hilarious. That happened to me… I was the one who left the cap off . He didn’t say anything about how much it bothered him until one day he said ‘this is YOUR toothpaste with the snap lid, this is MY toothpaste with the screw on lid. Leave. mine. alone.” So now we have TWO toothpastes on our double sink counter… & Thank God we have two sinks in the master bedroom bathroom… That solves one of my pet peeves, his razor shavings on the counter top- on his side! (Don’t get me started).

 
3.
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Ashley

I can totally relate! I’m currently living with my boyfriend, and hopefully soon to be fiance. Not suprisingly, since I stalk weddingbee regularily, I am pretty anxious to get engaged and get married. Currently my boyfriend owns the place we live in, and sometimes I struggle with it not feeling like “my” place. I’ve made stupid rules like I won’t pay for any home repairs (painting, new lights etc.) if they are to stick with the home. I’ve paid for things like a new TV and furniture since I could always take them with me if I had to.

Living together before your married definitely comes with a lot of sticking points, but I think in a lot of ways it has forced us to have some of the talks other couples wait much longer to have. We have had to navigate some of the money, intimacy and other issues before we’ve had to deal with the extra pressure of being newly-weds. I think knowing that either of us could have left when we navigating those things, and obviously didn’t, makes me feel that much closer to him.

Oh, and not having to drive home every night anymore is a big bonus :)

 
4.
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Wolff2Be

We live together, and lived together before being engaged. While some family members didn’t approve of this situation, it seems to work for us. I really like being able to figure a few things out (i.e. whose toothpaste is whose) before we are newlyweds. Its really nice to be able to settle into our house before all the excitement of the wedding.

 
5.
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Emily

We are living together now, and I often have the same internal argument with myself - would I do it over again if I could? I have heard from friends that since they were already living together, after the wedding they were sad that they didn’t feel any different. And I think nesting would be more fun if we did it while married. BUT I am also glad that we got all the first-living-together kinks before we got married - and we can just jump right in and start our lives together (including babies!) after the wedding.

 
6.
chelseamorning
Hostess
chelseamorning (message)  2,252 posts, Buzzing bee

Miss Cheese I always enjoy your posts because you often write about issues pertaining to marriage, not just weddings. Thanks for another engaging and insightful entry.

 
7.
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C

Oh I hear ya on SOOOO many of these things! FI and I have actually been living together for over 4 years, pretty much since our first date. Yeahhhhh. LOL. We also have a roommate, and I gotta say, I can’t wait till it’s just us again. But I must say, I was 17 when we started living together and I don’t think I saw it as a big deal until years later and my friends are now debating and thinking about it. We jsut kinda did it naturally … just how it worked out.

 
8.
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Bee
Mrs. Dorsay (message)  2,280 posts, Buzzing bee

I agree with Sparkles, I REALLY REALLY want double sinks when we have a house! Because we’re country hopping we actually are technically parent’s home hopping. Which gets kinda old at 25/29…

I love reading your home posts, because I really wish we had a home already I can’t imagine trying to buy a home and plan a wedding at the same time. I think its smart you have the home first :)

 
9.
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ErinMarieMack

I always love your honesty in your posts. I also love that you took a balanced approach. We are not living together until we get married; it was so sad when he had to go home last night, but it definitely gives me something to look forward to once we are married:)

 
10.
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kirsten

My FI and I have been living together for three and a half years, but dating for five. Living together, especially with roommates was the best thing that could have happened to us. When we disagreed about something with the roommates, it just made us realize how similarly we both thought about a lot of things. We moved on from that situation to live alone for a year, which was also nice. Now my sister lives with us, and will continue to do so after we get married in 2009. Since we already behave as if we are married, I don’t believe that a ceremony will change our living behaviours in the least, and I’m very thankful for that :)

 
11.
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skm

We actually moved in together before we were even dating–we taught at the same school in China and were assigned to be roommates. Once we started dating neither of us moved as it would have been expensive and we were already used to each other as roommates. I completely agree that it feels normal and easy, and that it has been a big help with our finances.

 
12.
Mrs. DG
Hostess
Mrs. DG (message)  8,491 posts, Bumble Beekeeper

I told Mr. Doctor that we wouldn’t live together until we were engaged (really important to me), but for practical purposes (he moved nearly 1,000 miles to be together) the move-in made sense before the wedding. It’s been a blast, and I don’t think it will take anything away from our married experience.

In our case, we’ve worked out the kinks and our marriage can start on some very solid footing!

 
13.
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markyK

Love this post and it’s right on time. The boy and I are having this discussion right now. Should we, shouldn’t we? Marriage is definitely in the cards so that’s not the issue. I just get this nagging thought in my head that we shouldn’t maybe it’s that catholic school education driving me nuts! (I’m not catholic) Needless to say the book you suggested has been purchased! Any help out there for a gal debating?

 
14.
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caribqueen

I currently live with FI, BUT I was a big fan of NOT living together before marriage. I was (and to some degree still am) a big believer in the whole buy the cow/milk yadda yadda.yadda. As was stated earlier I was also giving up my apartment to move into a condo that my FI owned. I was worried that if things did not work out, I would be trying to find an apartment in a notoriously bad city for housing prices and giving up what little nice furniture that I had spent months (in some cases years) saving for. I think what gave me comfort was the fact that we talked extensively a bout what it meant for the future of our relationship for us to move in together. We had sort of started talking about getting married anyway, and pretty much decided that an engagement was pretty imminent. If we did not feel ready to get engaged within a year or so of moving in together, then we would sit back and rethink this. I needed that to feel comfortable. I also felt good at the time I was 30 years old; we had been together for two years; and I had had my own apartments and lived alone. I think the circumstance was right at the time, but if they were not I would have thought twice about it.

 
15.
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J

One of my really good girlfriends married her highschool sweetheart this summer (one month after me and my man were married) and I have to say I am pretty jelous of their first time living one thier own AND doing it together status. How fun was it to have your first crappy apartment with no furniture??! I imagine sharing that experience with your new husband is twice as exciting. We are already picking out baby names and they plan on waiting a couple years which is totally understandable since we had been living “in sin” and might as well have been married for 3 1/2 years.

 
16.
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buttercup

My husband and I moved in with each other when we were just dating. It was sort of necessary because he was moving to another state to go to school, and I didn’t have any intention of staying in the town where we met. Sometimes I think getting married may have been more exciting if it had the added excitement of moving in together. But I also don’t think our relationship would have evolved the way it has and it wouldn’t be as strong as it is now if we hadn’t lived together. I guess I would just like to have a little bit of each, lol :)

 
17.
budgetbeautiful
Member
budgetbeautiful (message)  1,191 posts, Bumble bee

We’re currently living about an hour away from each other and it sucks. My FI is working very long hours now because of the holidays and I only get to see him on the weekends. We will live together before we get married, exactly how soon before we get married depends on my job situation, where and when I get the new job, so we can find some place in between our two workplaces. It means longer commutes for both of us, but we’ll deal.

 
18.
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Jennifer

FI moved in with me as a temporary solution - he had hired contractors to work on his house. The contractors gutted the house to studs and subfloor, then skipped town with almost $20K. It’s been a year, and we’re slowly doing the work together on his house, and he still lives with me. We’re mad as hell (who wouldn’t be?) but we wouldn’t trade it for anything. The house really is OUR house, and we can’t wait to move into it! Though paying for a wedding AND renovating a house AND dealing w/ a huge loss of cash has been tough!

 
19.
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RenaissanceTrophyWife

Looove your posts– super insightful! you always make me want to write a long response, though, and sometimes I don’t have the time. :-)

I’ll try to keep this one shorter: we’re living together but moved in AFTER we had discussed marriage, kids, etc, and also taken some long vacations together. I love it! I’m even looking for real estate since that’ll be one more thing we can get an early start on.

Today, when there are so many environmental/career/financial stressors for both people, I think living together gives a couple a better chance to succeed at the not-so-romantic parts of marriage (and avoid being a divorce statistic!)

 
20.
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Bee
Miss Cheese (message)  801 posts, Busy bee

@kelly: The roomie is moving OUT! I can’t wait. He’s a great guy, but I haven’t lived with a roommate in like a decade.

@Sparkles: I HATE the little pieces of facial hair that he leaves everywhere, which of course, get stuck in the toothpaste that’s globbed from the open cap. ARgh.

@chelseamorning: Thanks! It’s funny that I don’t do it on purpose. I guess it’s all one and the same to me.

@ErinMarieMack: Exactly! How nice to be able to wake up to your husband!

@markyK: Go with your gut. If the nagging feeling that you “should have” done something will stay with you, do that. No question. Having been married before, whether or not to live together wasn’t nearly as big a consideration for me as it might have been otherwise — I lived with my first husband for five years before getting married. You’ll always wonder if you should have done it the other way, but in your heart there’s only one way that’s most comfortable for you.

I think what you’ll notice in all of the comments on this post is that most people wonder if they should have done it differently, but sound pretty comfortable in their decision. Seriously - buy the book. It has some quizzes that will help!

@RenaissanceTrophyWife: That’s really how we did it. We started talking about moving in together but stalled over where to live. He owned a house that was too small; I was a happy renter. So, buying the house was a stroke of luck, and one that happened AFTER the decision was made, not vice versa. Interestingly, though, studies show that couples who cohabitate have a greater risk of divorce than those that don’t, and I have a few theories as to why (but of course, who knows). Maybe it’s because if you’re not married, toothpaste issues can seem like deal breakers; if you are married, you’re essentially stuck (in a good way) so you have to figure out how to get past them. At first, those issues felt like deal breakers to my commitment-shy self.

 
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Mrs. Cheese
Mrs. Cheese

Mrs. Cheese, Knoxville Age and Occupation: 29, Engineering Manager Fiance's Age and Occupation: 27, CAD Designer Engagement Date: July 31, 2008 Wedding Date: May, 2009 Blogging Since: October 16, 2008 Venue: Our home and the two acres it sits on About Me: I’m an emotional girl who loves sentimental things, parenthetical asides, and trying to do things herself. I can cook, sew, am a whiz at planning, terrible at delegating, and totally in love with my fiancé (who will be my second husband but first love of the rest of my life). For our home/ garden/ DIY wedding, we’ll be moonlighting as interior designers, home improvers, and gardeners with the help of our fabulous friends and neighbors. We can’t wait to be married, and are learning how fun getting married can be.

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