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Mrs. Cheese, Knoxville Age and Occupation: 29, Engineering Manager Fiance's Age and Occupation: 27, CAD Designer Engagement Date: July 31, 2008 Wedding Date: May, 2009 Blogging Since: October 16, 2008 Venue: Our home and the two acres it sits on About Me: I’m an emotional girl who loves sentimental things, parenthetical asides, and trying to do things herself. I can cook, sew, am a whiz at planning, terrible at delegating, and totally in love with my fiancé (who will be my second husband but first love of the rest of my life). For our home/ garden/ DIY wedding, we’ll be moonlighting as interior designers, home improvers, and gardeners with the help of our fabulous friends and neighbors. We can’t wait to be married, and are learning how fun getting married can be.
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Let’s Talk About Budgets Again

March 19th, 2009 @ 2:57 pm by Mrs. Cheese

I’ve been very honest and direct about a) my cheapness (which I prefer to call financial efficiency), b) my desire to keep our wedding from turning into an “event”, and c) the tininess (extremeness?) of our budget. What I haven’t been up front about is whether or not that tiny budget is really by necessity.

In terms of salaries, we do pretty well. In fact, together we make more than our parents, most of our friends, and most people in general. Now, don’t get me wrong, we aren’t rich (by either political party’s definition!), but we do pretty well.

Do you think our tiny budget is less charming and more tightwad now? I sometimes wonder if we have some unspoken obligation to our friends and family to spend more on our wedding. It’s one thing to ask people for help in lieu of hiring a vendor because that’s your only option; it’s another to do it because you just don’t want to spend the money on something you can collectively do yourselves.

Now, don’t get me wrong, we don’t have piles of cash laying around or anything.

Our expenses are pretty significant at this point — two houses both under renovation suck up the bucks, let me tell you. We’re also remedying a bit of debt we were carrying on credit cards and paying vet bills. So while our incomes are good, our net worth isn’t that great.

In the end, though, expenses are a choice and income is a blessing.

Do we have an obligation or expectation to spend more because we can?

Tags: budget |
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40 Responses to “Let’s Talk About Budgets Again”

1 2 

1.
markyk
Member
markyk (message)  227 posts, Helper bee

Absolutely not! You spend what you want to spend and that’s always the case, whether we’re talking about shoes, cameras or weddings. Living up to others’ expectations is what keeps us in debt. Spend what you want and ONLY what YOU want.

 
2.
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Member
miss_norris (message)  82 posts, Worker bee

I don’t think so! Why should you go (further) into debt for one day. People who focus on how much you spent (or how much they think you should’ve spent) instead of how much you love each other and want everyone to know (hence the reason of a ‘public’ wedding) are crazy, and plain wrong.

 
3.
LatteLove
Hostess
LatteLove (message)  5,587 posts, Bee Keeper

I feel obligated to use all the money my dad decided to give us, because it’s available. And even though it’s not that much, I’m still having trouble justifying spending it all. I know I could have done our wedding just as nice for cheaper, had less money been available to me.

In the end, you should spend what’s right for you–whether or not people think you could/should pay more! Good for you for doing just that.

 
4.
Emilydll
Member
Emilydll (message)  428 posts, Helper bee

Absolutely not! I truly believe it’s completely up to each couple to decide how much they want to spend and I doubt most people would question that.
Your family and friends will enjoy being there with you on your day despite the $$$’s dropped!

 
5.
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Bee
Miss Perfume (message)  2,253 posts, Buzzing bee

This is a very interesting question! We do not love spending money on depreciable goods, so we are tightwads in that respect. We also try to be fiscally efficient and carry no credit card debt. Since we are paying for the wedding ourselves, it has been a matter of belt-tightening and compromising. I do indeed want a special-event wedding, but not a platinum one! And we hope to have a happy medium between total diy (if I had the skills, I would really consider it) and extravagant blow-out. At the end of the day, our main goal is to pay cash for everything and not to incur any wedding debt. That’s a long winded way of saying I hear you!

 
6.
Bunny83
Member
Bunny83 (message)  123 posts, Blushing bee

Your only obligation is to spend whatever you are comfortable with. No one says that a wedding has to break the bank. As long as you are happy with the choices you make (financial or otherwise), you don’t need to worry about anything else.

 
7.
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Member
laural (message)  529 posts, Busy bee

Okay, you sound like you feel a bit guilty. And the vagueness is a bit confusing. What may be a microscopic budget to me may be an enormous budget to another.

The economic hard times are here so nobody should feel offended by you not wanting to spend an excess amount on your wedding.

However, people are not obligated to help you on your wedding. They may help because they want to contribute and do something special for you. Just as you are not obligated to spend a fortune on them but you may because you want to include them in this special time and make them excited to be a part of your big day.

I do not want my wedding to feel cheap and I don’t want to look cheap as a person. I think that you know if you are being cheap or if you are just being budget constrained. There is a huge difference in being a tightwad and being thrifty.
Thrifty people look for the best deal they can without sacrificing quality. Cheap people let the dollar dictate them without considerations for quality.

 
8.
shibaby
Member
shibaby (message)  202 posts, Helper bee

Spend what you guys want for YOU…and don’t worry about the rest! Whose wedding is it anyway?! :)

 
9.
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Member
maizybug (message)  21 posts, Newbee

I would have to think you’re in a financially stable position right now because you’ve been a practical spender your entire life. My fiance and I are in a similar situation, and I keep saying I owe it to people to NOT spend a lot of money because that just perpetuates the expectation that weddings are supposed to = circuses. If your wedding is centered around your relationship, your friends and your families, I think that’s the only thing that matters.

 
10.
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Member
emileee (message)  614 posts, Busy bee

The only time I would think that the couple has an “obligation” to spend more is if they are super demanding of their guests but make it pretty obvious that they don’t give a crap about their guests. If the bride is wearing a $5k dress, has registered up the wazoo for only super expensive things and also outright asked for cash, and/or asked for all her guests to fly to a super expensive destination wedding and made them all feel bad for not being better about saving up and planning ahead when they couldn’t attend, then a punch and cake reception just comes off as cheap. Maybe it’s just me but that kind of stuff always rubs me the wrong way! I personally chose to save a few thousand dollars on my dress so I could feed my guests more food.

 
11.
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Guest
Peggy Sue

Hell. No.

You already have debt (which you are responsibly paying off, thank God). You do not need to increase this to begin your marriage (financial troubles are a huge cause of fights your first year of marriage; why make that worse?). You also do not need to contribute to the WIC, you do not need to try to have the wedding of the year (it’s not a contest), and you do not OWE these people anything. You are getting married. You wouldn’t be mad at them if they brought you a smaller present than they could “theoretically” afford, right? No. The economy is tough, and everyone should be careful. Don’t feel bad. I think all guests should expect is to see your love and feel the joy. If they get candy, too, then awesome.

 
12.
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Bee
Miss Cheese (message)  801 posts, Busy bee

@laural: Hi, Laural. I like your response… it’s well-balanced, and yes, you’re right that I feel guilty. Also, I guess I shouldn’t assume that everyone reads my posts! So far, we’re at about three grand — which drives me nuts, as that’s a really expensive party, though it’s a super-inexpensive wedding.

My point was that while we may SAY that it’s up to the couple, I think that there is an expectation about money spent on weddings from the guest’s perspective. If I live in a 10 bedroom home (I don’t!), then you’ll likely expect something more luxe than if I live in a tiny apartment.

I like maizybug’s comment!

 
13.
MightySapphire
Hostess
MightySapphire (message)  7,632 posts, Bee Keeper

Heck no!
You should NEVER be obligated to spend money! You’re the host, it’s your party! I think you’re being smart (especially in this economy). Ask for all the help you can get!

 
14.
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Bee
Miss Cheese (message)  801 posts, Busy bee

@Miss Perfume: We didn’t either, then the dogs had to be rushed to a veterinary hospital’s intensive care unit. It’s the only time I’ve ever smiled while handing over a credit card!

 
15.
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Bee
Miss Joey (message)  1,031 posts, Bumble bee

I think you should spend what you are comfortable spending. The point is you are sharing this great moment with your friends and family. It shouldn’t matter whether you spend $5 or $15000.

 
16.
mdarrah
Member
mdarrah (message)  1,205 posts, Bumble bee

No way! The wedding is meant to represent you adn what you think it should be. Some people will spend 100K, others will spend 5K or less… and its not all based on what resources they have. Some people go into deep debt for it, and others put money towards it, but not a life savings.

 
17.
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Guest
Yasabba

I believe in being fiscally efficient as well - HOWEVER, I do think you have to be careful about how much you ask your guests to do. Ultimately you want them to have a good time and if they’re too busy tying bouquets/dj-ing/bartending/decorating, then what’s the point?
A host is a host is a host - wedding, dinner party or otherwise.
I like the comment about spending less on say your dress, or things that affect you - and spend more on things that affect your guests - like alcohol and food.

 
18.
AbbieOinCO
Member
AbbieOinCO (message)  184 posts, Blushing bee

I think it’s not your guests’ business how much you spend… and it shouldn’t matter, either! You’re doing what you see is best (and smart, at that), which is all that matters! You can have an equally charming less-spendy wedding as you can if you spend tons. Keep your vision in mind and stick to it!

 
19.
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Member
FutureMrsMorgan (message)  638 posts, Busy bee

laural i totally disagree with you. Historically, wedding were all about the gifts. In fact, the guests brought the food and silverware! In our current culture, weddings are about showing everyone a good time, but they used to be about setting the new couple up…which is why people gave you sheets and towels and dishes. My FI and I are paying for our wedding ourselves. We set a budget that was comfortable for us and we’re not spending more because of the distance people have traveled or our incomes. The wedding will be elegant and beautiful (fingers crossed!) but certainly not spectacular. If people are expecting a platinum wedding they should offer to contribute to the cost. Like Peggy Sue stated, if I’m not upset that you gave me salt and pepper shakers why are you upset that where not serving surf n turf?

 
20.
Bee Icon
Bee
Miss Cheese (message)  801 posts, Busy bee

@Yasabba: Yes, that’s a very good point. In that vein, we are using a caterer (which is only “giving in” in my own crazy head) because we don’t want our people to be dealing with that. On the other hand, my MOH and I are baking the cakes two days before, and I will ask the moms to set them up for us. It’s a balance, I agree.

 
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Mrs. Cheese
Mrs. Cheese

Mrs. Cheese, Knoxville Age and Occupation: 29, Engineering Manager Fiance's Age and Occupation: 27, CAD Designer Engagement Date: July 31, 2008 Wedding Date: May, 2009 Blogging Since: October 16, 2008 Venue: Our home and the two acres it sits on About Me: I’m an emotional girl who loves sentimental things, parenthetical asides, and trying to do things herself. I can cook, sew, am a whiz at planning, terrible at delegating, and totally in love with my fiancé (who will be my second husband but first love of the rest of my life). For our home/ garden/ DIY wedding, we’ll be moonlighting as interior designers, home improvers, and gardeners with the help of our fabulous friends and neighbors. We can’t wait to be married, and are learning how fun getting married can be.

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