Wedding Blog
Hi, I am Mrs. Peep Toe, and I am spoiled rotten.
A few months before our wedding, I *might* have mentioned under my breath (which might have also been ridden with alcohol) that my engagement ring would look even more perfect flanked by not just one band, but two. Yep, I was that girl that asked for it all up front.
Oops, did I do that??
So the day before our wedding, while I was getting the VERY BEST massage of my life, Mr. Peep was not just getting my ring cleaned, but also getting another friend for my finger (thank you tax return).
I have no pictures of us exchanging our presents, but I did take a picture of all three rings while I was basking in post-bridal bliss the morning after the wedding.
And yes, that is Mr. Peep in the background blissfully sleeping, and yes, I have a totally crazy pinky finger, and yes, the time stamp is totally wrong and annoying (more on that later).
Anyway, the best part is that it is slightly different than my wedding band so I can always tell the two apart. And now I can just wear my bands or just my wedding ring with my engagement ring, or all three together, etc., etc., etc. The point is that I am a spoiled rotten girl with options.
But as the title states—there was a small nightmare. A few weeks ago, I dropped Mama Peep off at the airport, ran a few errands, and on my way home, I looked down at my hand and saw this:
Diamond gone. Enter nightmare.
I pulled over, called Mr. Peep and tried not to freak out.
But this nightmare has a VERY happy ending. Insurance would pay for a new stone, and since we have a rider just for my ring—it would be free. AND I found out today that they will pay for a brand new setting for the whole ring—apparently I had faulty prongs.
And the even better news: I FOUND the diamond!! Oh yes!! Amazingly, it was on our bedroom floor under our chair. So, in a couple of weeks, I will be spoiled rotten again with all my bling bling.
Until then, run, don’t walk, to your insurance agent to add your ring to your homeowner’s insurance. You will thank me later.
Has anyone else had a ring nightmare?
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Share this post: A Spoiled Rotten Nightmare.
WoW ok so I dont have insurance and u have just inspired me to get it ASAP!
We keep putting off putting my ring on the homeowner’s insurance policy because I haven’t gotten it appraised yet. You just inspired me. Getting that taken care of before the week is out.
I actually gasped out loud when I saw the stone was missing! Oh my gosh… I’d flip!
Thank goodness you had insurances & woo hoo for all the bling 
Lucky lady!
So scary! We literally just had our insurance guy over to add my rings for fear of this very thing happening!
That happened to my promise ring. he had to send it back & they put in a new one. Not fun.
PHEW! So glad you found your diamond! Mr Frenchie insured my ring the day he put it on my finger.
Wow, I can’t believe you found it! I have lost many stones out of rings, but have never recovered a single one (even sometimes when I watched it pop out!).
I LOVE your second band!
We insured my ring on-the-double! It’s not a huge rock or anything, but I asked him, “Do you want to have to buy it for me again?” The answer was a resounding “no” so we insured 
I recommend Jewelers Mutual. We pay $40 per year to cover my e-ring, wedding band, and Mr. CB’s wedding band. That’s for platinum, quite a few karats, and some gold. If you don’t already have a homeowner’s plan, of course…
I LOVE your second band!! I, too, have requested a second er, um, band….:) I love how it looks! we’ll see what happens!
So happy you found your stone!!
I second Cowboy Boot. We have Jeweler’s Mutual too and it’s dirt cheap!
I’m so glad you got that sorted out!
I had a teeny diamond fall out of my band setting and I was so glad to have my insurance!
ps. that first pic of you holding up your hand while Mr. Peep sleeps is so cute!
Wow - no nightmares yet, but I am definitely inspired to get insurance for my ring now… Yikes! So glad everything worked out okay.
oh no! i’m glad you were able to find the stone! that’s such a relief. i’ll DEFINITELY be insuring my ering!
OMW I’m so glad you found it! I NEED to put my ring on my HOI! We just recently bought our house, but thank you for reminding me!
My nightmare story:
So we had just gotten back from announcing our engagement in Indiana where my family lives… We got back and hung out for a couple hours before my fiance headed home. As I was saying goodbye I noticed my ring was missing! Not just the diamond the ring itself was gone. We tore the apartment apart!! Moved furnature, dug through trash, ripped the car apart! After we were sure it was gone I looked through the gift bags we had brought back from Indiana and there it was! The ring was too big and had slipped off my finger! COMPLETE NIGHTMARE!
I completely agree with the insurance route! My husband insured mine the day he proposed. That may have something to do with the 3 watches I lost while we were dating.. oopsies!
We’ve been putting off insurance for some time now, but now that I see this…we’ll be getting it asap. Glad everything worked out!
That’s some lovely bling you’re sporting. So glad you had the insurance, but it’s even more awesome that you actually found the stone. Wow.
I chipped my stone… I’ll never forget that awful feeling in the pit of my stomach when I first realized.
http://boards.weddingbee.com/topic/chipped-diamond-it-happened-to-me
Oh wow…so does this mean that the insurance is getting you a new ring, and you can have that found diamond set into something new?? Because that would be cool.
I gasped out loud when I saw the pic too!! We have insurance through USAA, and its cheap. Oh, and I am spoiled too. I told him up front I wanted two bands, and I got them. lol. We are picking them up this weekend, and I can’t wait!
@MsLight - I totally feel your pain. I also lost my entire engagement ring, about two months after I got it. I remember seeing it on my finger when I took the bus home from the grocery store, and when I was making dinner, I looked down and it was gone. I tore apart my entire apartment, including emptying out the trash item-by-item. Plus, I moved a couple of months later, and literally looked *everywhere*. I never found it. Fortunately, it was insured, and my new ring is gorgeous. But there’s something sad about knowing it’s not *the ring*.
No ring nightmare, but my ring was added to my homeowners policy the week after we were engaged. FI was so mad I called the church before the insurance agent!
So glad it all worked out in the end! I am with you - EVERYONE should have insurance on their ring!
Insurance can be a lifesaver like that! I haven’t had any problems with my ring yet, but if I ever did I’m super glad my FI got insurance on it before he even proposed.
After my husband proposed to me he was super anxious to get it insured. I made him wait 2 weeks because I didn’t want to have to take it off to get it appraised! I’m glad your ring story has a happy ending!
I guess my SIL is spoiled rotten too! The day after the wedding she asked for a second band…Your ring looks great!
@kmattso2: If only, I’m trying to keep my ring as original as possible so the diamond will be going back into the ring.
@tbk041710: Glad I am not the only one!! Congrats!!
@redherring: Oh, jezzz. So sad.
Oh man, if I didn’t have insurance on mine, i’d be scared to death constantly. I’d probably never wear it out of the house.
That’s so good that it all worked out!
And your rings look good too!
I was totally freaked out wearing my engagement ring until we got it insured. Now that it is insured I wear the ring all the time. I am more worried about losing or misplacing it than I am about damaging it.
That’s beautiful! And totally exciting that the insurance took care of it!
First off, what a beautiful addition to your ring set!!! Second, how crazy to lose that diamond. I would have completely freaked out. Thank goodness you had insurance, and you found the stone! Mr. Taffy had my e ring insured before he picked it up from the store. Now I am glad he did!
I honestly have nightmares about this happening, and I actually have a pretty small ring, but with huge sentimental value. This happened to my grandmothers engagement ring that I wore when I was younger. Scary!
I had one with my first wedding ring, although like you I ended up finding the diamond, so the world was set right again. However, with this ring, the first thing I did when i got it was insure it. So worth the peace of mind. Now I just need to get around to sending the insurnace company the final apraisal on the whole set. Whoops.
OMG, I’m so glad that you found the diamond AND you had insurance! This is a good PSA for ring insurance!
Oh man, that sucks losing a diamond! I’m glad it all worked out! once when I was drunk I accidentally dropped my engagement ring in a pile of dead leaves! I thought we’d never find it!
Oh holy moly…that is a scary scary scenario! Thank goodness you have insurance on that bad boy!!! I’m glad it has a happy ending…and I love the double bands! Symmetry = awesomeness…
Oh my god yes!!! I was at work when a stranger said “excuse me, does this belong to you?” while holding my diamond in their hand!! My heart stopped for a moment when I looked down at the naked prongs on my ring. My prongs turned out to be faulty as well. Thank the lord for ring insurance! And for the honest stranger!
BTW my jeweler recommends having the prongs checked every 3-4 months to prevent it from happening again. So glad you found your diamond :]
@mandy.: WOWZA, what an amazingly honest and awesome stranger. I would have kissed her. But I am sure I would have been in complete shock as well. So glad you found the diamond.
And yes, my prongs had been checked before (why does that sound dirty?), so I knew there was an issue.
@mandy: OMG, that’s awesome! Well, not that the diamond fell out, but that it was found by such a fantastic person! That stranger has good karma to last a lifetime!
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Mrs. Peep Toe, San Francisco
Age and Occupation: 29, Policy Analyst
Fiance's Age and Occupation: 36, Olive Oil Production Manager
Engagement Date: December 16, 2007
Wedding Date: May, 2009
Blogging Since: November 26, 2008
Venue: Hotel Vitale
About Me: I am a west coast lady who loves the San Francisco Bay Area. I love living with Mr. Peep and our animals: Huck the Dog and Ferris the Cat. I work to save the environment in San Francisco, while Mr. Peep makes ridiculously delicious Olive Oil. On any day you can find me reading the latest book I have gotten my hands on, eating Swedish Fish, and perusing wedding blogs! We are both champagne drinking foodies on a Bud Light budget. We are planning an eco-chic, intimate, and interfaith San Francisco City wedding.
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