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Miss Cheeseburger, Baltimore, MD/State College, PA Age and Occupation: 25, Medical Student Fiance's Age and Occupation: 25, Medical Student Engagement Date: June 28, 2008 Wedding Date: March 2010 Venue: Catholic Church Ceremony & Hotel Reception About Me: I'm a passionate girl from Pittsburgh, currently living in Baltimore for school, who loves Penn State, seeing movies, football, thunderstorms, black and white photos, Christmas, good beer, my amazing friends and family, and of course, my mister! We met, fell in love, got engaged, and will be married at our alma mater (go lions!) in a traditional Catholic ceremony followed by a hotel reception with lots of DIY details. It means so much to have our families and friends meet at our favorite place on earth to celebrate our love for one another - I truly couldn't ask for anything more!
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Dollars and Cents

November 20th, 2009 @ 10:08 am by Miss Cheeseburger

The Budget. The elephant in the room. The thing that no one wants to talk about.

(source)

After reading many, many posts on lots of different blogs about budgeting, staying on a budget, how not to break your budget, why not having a budget is wedding suicide - I was planning to establish said budget early on…

Imagine my surprise when my parents said that they weren’t really comfortable putting an end-all-be-all price tag on things. No, no. I’m not saying “we don’t have a budget” like that. It’s just that, being that our wedding is the first in my (immediate) family, and my mom doesn’t read wedding blogs as her second job (pfff) ;), they really just weren’t sure how much things in the wedding industry cost.

After hearing it that way, it seemed a more reasonable. I knew, however, that that meant my parents were trusting me to either know the best deals out there or know how & where to find them. And so, I was a girl on a mission.

They did give us some rough guidelines, like a dollar amount per person for dinner that they wanted to stay below, but really, most things we have tackled individually as we’ve gone along.

Here is how I went about finding the best deals I reasonably could (full posts on each of these important aspects of planning to come, of course)!

The Big Picture - according to costofwedding.com, the average wedding in State College, Pennsylvania runs between $14,534 and $24,223. Now I know that some of you big-city-brides are wishing you were looking at numbers so low, and trust me - I was thankful when I saw them, too. But we have a rather large wedding in the works, so I wasn’t necessarily sure we would be able to apply our budget to those numbers. Regardless, they were a good starting point.

(source)

The Reception Venue - This pretty much was decided for us as one of our venue options was inflexibly out of budget, and one was in budget but unable to accommodate us size-wise. Luckily, our venue is wonderful, big enough, and reasonably-priced (*breathes sigh of relief*).

The Cake - I used The Knot’s local vendors, Wedding Wire’s vendors, and my go-to site for all things PSU Weddings: Nittany Weddings. I ended up with a list of about 5 cake bakers in the area. From reading Weddingbee, I knew that cakes could be costly. Mainly, I knew that I was looking at a per person charge - fondant>butter cream, that special decorations would be extra, and to watch out for delivery charges. After seeing some portfolios and making a few phone calls, we narrowed it down to our top two and set up some meetings. We loved both vendors, but in the end, one proved to be a little less expensive, a lot more flexible, and just generally awesome all around.

The Flowers - Number one: I. Did. My. Research. And I would recommend it to any other bride! If you want flowers (I know I do), but don’t want to spend an arm and a leg, you need to know if what you plan to ask for is expensive or not! I started here to get an idea of what flowers are in season when. Then, I looked at wholesale sites like this and this (mainly because in the beginning I thought I would DIY our bouquets) to get a feel for what flowers are more expensive vs. less expensive - or as I like to think in wedding planning - what will give us the most bang for our buck. Armed with this information and some (tons) of inspiration photos, we headed to vendor meetings. We were supposed to meet with all 3 of the downtown florists (within blocks our of venues), but one canceled at the last minute, so then there were two. :) I told both florists the same story: I painted them the picture of what I wanted, showed them the photos, and even tried to wow them with my new-found floral knowledge. One of them told me he didn’t like the idea of tall centerpieces. At. All. He also said that my flower choices were “some of the most expensive,” and offered carnations as a reasonable alternative (they aren’t). Luckily, our chosen flower vendor owns her own greenhouse which cuts costs SIGNIFICANTLY, and she applauded my efforts for finding very price-friendly flower options, while also loving my decor ideas instead of shooting them down. :)

The Dress - The Knot was my lifeline on this one. Their handy “Search by $” feature? Yeah. Pretty much my best friend. I started at “one $”. I noted all of the dresses that I liked and their designers. Same for the “two $” dresses (wasn’t going higher than $$ for the dress). Once I had my list of designers, I visited each of their sites and found the boutiques in my area that carried their lines. Then I cross-referenced each designer’s list of boutiques to find the stores where I would have the most designers to choose from. During my shopping experiences, it was great to be able to walk in and say things like, “I really like Jasmine and Mikaella gowns” right off the bat. This also kept me from getting into any gowns that were way out of budget! It ended up working out wonderfully, and I got my dream dress at a fantastic price!

The Photog - This was time consuming and difficult, but very, very worth it in the end. Again, I used Nittany Weddings, as well as the Wedding Photojournalist Association for starters. I ended up with a list of about 30 photographers - some local and some out of the surrounding major cities - Pittsburgh, Philadelphia, and Baltimore/DC. One afternoon, I painstakingly (who am I kidding, I love wedding photography :), visited each photographer’s site and looked through the majority of their galleries. I made an Excel spreadsheet that included things such as: First Impression, Likes, Dislikes, Bonuses (for things like E-Session included and Boudoir Available), Location, and Cost, and I filled it in as I went. A lot of sites did not explicitly list costs, so once I had reviewed all the portfolios, I emailed the top ten to get pricing information if I didn’t already have it. Once I had all of the information, I was able to narrow it down to the top 5. This is when I brought Mr. Burger, Cheeseburger Mom, and Cheeseburger Mom in Law into the mix (come on, like anyone is crazy enough to look at 30 photographers’ work besides me?). They let me know their preferences, and I sent out some feeler emails on behalf of our wedding bunch. After quite a bit of communication with one photographer in particular, I just knew she was “the one”. I can’t wait to share her amazing work with all of you!

Aside from these tips, I am DIYing as much as possible within reason. Burger and I pay for little things here and there, but most of the big ticket items are graciously being handled by our parents - the most amazing people. Burger and I try to keep things in monetary perspective, and I think our collective parents appreciate that… although Cheeseburger Mom knows that my occasional wedding spending sprees can get ridiculous, but she has been wonderful about letting me get them out of my system without strangling me. :) Thanks, Mom!

How did you deal with creating a budget? Is anyone else flying blindly without a set-in-stone budget?

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23 Responses to “Dollars and Cents”

1.
Bee Icon
Bee
Mrs. Perfume (message)  1,729 posts, Bumble bee

Wow, how incredibly disciplined, clear-headed and smart your thinking and execution on these items! Can’t wait to see the fruits of your labor!

 
2.
lilyfaith
Member
lilyfaith (message)  1,923 posts, Buzzing bee

We’re going in without a firm budget. My parents have given us an exact number on the help they’re giving, but my FMIL is kind enough to want to help, too. She has specific things that she wants to help plan, and so she said, “don’t worry, we’ll help you out.” but me being a chicken, I’m afraid to ask how much! So right now we’re just assuming we have XX that my parents are giving us, plus what we’re contributing, and assuming that if FMIL wants something specific, she’ll help pay for it. (This all came about because she likes the idea of some of her friends/family friends coming to the wedding, which means our wedding will be at about 200 people since we have large families.)

 
3.
Kippie
Member
Kippie (message)  26 posts, Newbee

We aren’t the beat bugeteers out there. So when the wedding budget was first put on the table I just asked what F wanted to spend. (Our parents pay for our outfits, but we’ll pay the rest ourselves)
After deciding what we wanted to spend, we started to check out venues and ceremony locations. Soon we realized that a city wedding would be more costly than our initial budget.
Then we had two choices, one: stick by the first budget, but change the location and the reduce the number of guests. But in the end we went by option two: keep the city and the guests and adjust the budget.
It’s still within what we can afford, but we have to start reserving money for the wedding every month.

 
4.
Bee Icon
Bee
Miss French Fries (message)  1,411 posts, Bumble bee

We’re paying for most everything ourselves, so we had to figure out how much we could potentially save for the wedding. I took my sister’s budget from her 2006 wedding as a starting point for prices in the area, and worked around that dollar figure (obviously prices have gone up some and we want some different vendors). In the end, part of the reason we’re having such a long engagement is so that we don’t go into debt!

 
5.
j.grossman13
Member
j.grossman13 (message)  106 posts, Blushing bee

We started out with a budget that was quickly blown. Turns out $3,000 for 50 people. doesn’t go as far as you think. We are at $4,000 now, which includes everything except rings and attire. I’m lucky as you are, to have my mom picking up the tab for the big tent, otherwise we would be at $5,000!

I’m using spreadsheets too, and would recommend it to every bride who is trying to maintain sanity!! And yes, please people, do your homework! There are so many not-so-honest people out there who think “wedding” is an excuse to jack up prices.

 
6.
KellyV
Member
KellyV (message)  1,619 posts, Bumble bee

We didnt have a budget either…and not in the snooty way, my parents and his aprents were kind enough to say “get what you want.” That being said, we did things very reasonably and didnt go overboard, but it did end up being costly

 
7.
Bee Icon
Bee
Miss Trail Mix (message)  1,924 posts, Buzzing bee

I have a budget but it keeps growing! It has literally almost doubled since the beginning of wedding planning…whoopsies! I also was kind of silly and made a bunch of decisions in the beginning without really doing my research…Nothing too major but stupid little things add up…

 
8.
Guest Icon
Guest
CJR

Ah. Thank you for this post. You have just helped me to calm down an little and find a starting place to begin my planning. I just got engaged a couple of weeks ago and I had no idea how overwhelmed I would be…

 
9.
Bee Icon
Bee
Miss Hamster (message)  1,863 posts, Buzzing bee

Great resources - thanks for sharing!! It was interesting to look up the cost of weddings in different geographical areas.

 
10.
toothfairyb
Member
toothfairyb (message)  309 posts, Helper bee

You totally did your research. I had spread sheets going for vendor comparisons too :)

 
11.
luli29
Member
luli29 (message)  1,413 posts, Bumble bee

You’re lucky not to have a budget, “technically”…however, you’re still being very smart and researching things to get the best price. Smart, smart!

 
12.
Member Icon
Member
claire1103 (message)  46 posts, Newbee

Great job with the research! My original “I want to spend this much” budget has grown to 3x that…after looking at all the expenses REALISTICALLY. UGH…

I would recommend the book Bridal Bargains. The provide a lot of resources/websites/ideas!! I wish I had more time to explore the different ideas in the book in order to find the best way to save money. Seriously.. if you have time.. read it.. short..sweet.. and to the point!

I’ve always thought The Knot was the best and only website.. but I’ve found others to be helpful. Don’t regard them as ‘know it all’ website. Check out other ones…

Good luck!

 
13.
LatteLove
Hostess
LatteLove (message)  4,743 posts, Honey bee

oooh, budget was a toughie. We initially thought we could do something a LOT cheaper than we did. It’s so hard to compromise between what you want and what you can afford!

 
14.
Bee Icon
Bee
Mrs. Mouse (message)  5,162 posts, Bee Keeper

This post is so helpful for brides to be out there who really don’t know how to start. I wish I’d had the patience to research vendors like you have!

 
15.
Miss Pretzel
Bee
Miss Pretzel (message)  766 posts, Busy bee

Papa Pretzel is in finance and he raised me to be very budget oriented. He approached me about paying for the wedding. I was surprised- since I am in my 30’s I figured that Mr P and I would pay for it. We’ve worked out that he is paying 2/3 and we are paying 1/3. He loved my budget and I think we are going to update it this weekend when he is visiting. :-)

I love how you researched. A gal after my own heart!

 
16.
Guest Icon
Guest
Andrea

I very carefully planned my budget this past weekend. I made sure to estimate very generously for non-fixed costs such as the open bar, and just generally estimated high for most things to ensure that we won’t have any surprises. Once I got to my final number, I added a 10% overage/contingency fund. So now I’m fairly confident that we will be able to stay within the budget!

 
17.
amanda.lynn
Member
amanda.lynn (message)  4,068 posts, Honey bee

We don’t have a budget either - and definitely not in the “snooty” way at all - my mom is scared of budgets, but she wants everything to be as cheap as humanly possible. Makes things very difficult!!

 
18.
tea
Member
tea (message)  4,381 posts, Honey bee

thanks for this! since i’m not engaged, i’m crafting/saving money for our budget now and trying to see what we can do with the money. this is going to help a lot!

 
19.
Bee Icon
Bee
Mrs. Swan (message)  539 posts, Busy bee

Cheesyb,

This is a really helpful post for brides out there. I think it’s one thing to lay out a line items budget, but quite another to say HOW you came up with that budget. Again, great post.

 
20.
Member Icon
Member
fraggle0312 (message)  47 posts, Newbee

My mom did the exact same thing!!! It was so frustrating! She wouldn’t give me any number before we went into meet with a single vendor. She wanted to know what amount of money got us what. It drove me nuts. Total sympathy from me on this one.

 
21.
missmountie
Member
missmountie (message)  32 posts, Newbee

very thorough, well-planned and thought out!

:)

oh budgets, how i hate you.

 
22.
Bee Icon
Bee
Miss Cola (message)  1,492 posts, Bumble bee

I really like this approach!

 
23.
Guest Icon
Guest
Les Fleurs | Weddingbee

[...] already started talking about the research that I had completed to find the best flowers for the lowest prices. I was pretty satisfied with my [...]

 


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Miss Cheeseburger Miss Cheeseburger, Baltimore, MD/State College, PA Age and Occupation: 25, Medical Student Fiance's Age and Occupation: 25, Medical Student Engagement Date: June 28, 2008 Wedding Date: March 2010 Venue: Catholic Church Ceremony & Hotel Reception About Me: I'm a passionate girl from Pittsburgh, currently living in Baltimore for school, who loves Penn State, seeing movies, football, thunderstorms, black and white photos, Christmas, good beer, my amazing friends and family, and of course, my mister! We met, fell in love, got engaged, and will be married at our alma mater (go lions!) in a traditional Catholic ceremony followed by a hotel reception with lots of DIY details. It means so much to have our families and friends meet at our favorite place on earth to celebrate our love for one another - I truly couldn't ask for anything more!
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