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Mrs. Octopus, Boston, MA/Pittsburgh, PA Age and Occupation: 25, Grad Student Fiance's Age and Occupation: 26, Graphics Operator for TV News Engagement Date: May 6th, 2009 Wedding Date: September 2010 Venue: Heinz Chapel Ceremony, Museum Reception About Me: When my best friend dragged me to a toga party in our freshmen year of college, I was not expecting to meet my future husband; but seven years later, here we are. I'm a crazy-organized planner at heart, and I am a great lover of random trivia, books, chocolate, blogs, new and exciting adventures, mockumentary-style television, and anything heavily flavored with bright orange fake cheese powder. We're planning a festive and fun mini-destination wedding in the place where we met: fabulous Pittsburgh, PA! I can't wait to marry the man I love!
About Mrs. Octopus

The B-Word

April 7th, 2010 @ 3:42 pm by Mrs. Octopus

Budget, that is. I’ve said before that I am an unabashed wedding enthusiast, and I will admit that going on flights of fancy about having every single pretty thing Martha Stewart Wedding dangles in front of my eyes is something I have indulged in once or twice (a day). However, that is not the world I live in.

The B-Word :  wedding budget pittsburgh Myslog
Right. That’s more like it.

When Mr. Octopus and I seriously started talking about “wedding” as in “fall 2010″ rather than “wedding” as in “someday”, I decided to start doing a little casual research—and then promptly had to be revived with a pair of electric current paddles.

I had no idea what those dreamy ideas that had been parading through my head actually cost. I’m sure I’m not alone in this. Wedding sticker shock is no joke! Because of that, though, I’d really like to help other brides avoid the shock and awe that I felt upon discovering the price tag on this stuff. So, I intend to be completely transparent about our budget.

The B-Word :  wedding budget pittsburgh Graph

There it is: twenty to twenty-three thousand dollars, depending on some wiggle room from his grandmother and from us.

Figuring out this part of it was actually quite painless. Both sets of parents offered us a flat sum of what was feasible for each of them to contribute, and he and I calculated what we could put in without going into major credit card debt. I did have a slight moment of bafflement as to how the logistics of it would actually work, but my mom came up with a clever and easy solution: I’m keeping track of all the expenses in a spreadsheet, and whenever a payment arises, I color-code who took care of it. Once each contributor (and their assigned color) reaches the number they offered, they’re done paying for things.

Here’s what we’re trying to whip up with that budget: most of the major elements of a traditional wedding—a Saturday evening ceremony and reception with a full dinner, dancing, and drinking—for about one hundred and twenty people. It looks like it’s going to be a pretty tight squeeze, but not impossible. In fact, I kind of enjoy the challenge of it. I wasn’t kidding about really loving a good session of detailed planning ahead and organizing, which this definitely requires.

The hard part, for me, has been the emotions involved. If you let your head get too far into what’s “normal” for the wedding industry at large, a wedding on my budget can sometimes start to seem really modest. But let’s get real: twenty thousand dollars would pay off nearly all of my student loans. It would pay my rent for years. It would buy me a very solid car. In short: it is a substantial amount of cash. So sometimes I find myself panicking, thinking, ‘OMG what in the h-e-double-hockey-sticks were we thinking?! Are we crazy to spend this much money?’ I have definitely, definitely had moments of self-doubt and guilt.

The B-Word :  wedding budget pittsburgh Guilty

This is the first thing that comes up when you do a Google Image search for “feeling guilty”.

But you know what? The money here is a significant expense for everyone involved, but (very thankfully) not a hardship. We are all doing what is affordable, reasonable, and possible for ourselves. I think that’s really the key, because some people spend lots more than we do, and some people spend lots less. At the end of the day, everyone will be just as married as everyone else. As long as your wedding plans—whatever the price tag—work for you, and make you really happy, then it’s a good choice.

So, I’m learning to not feel guilty about my wedding. It’s something that both my groom and I really want, with our whole hearts. I want to invite our loved ones to our favorite city and have them witness us saying our vows and promising our lives to each other. And then I really want to treat them, and ourselves, to an awesome and memorable celebration (which it is TOTALLY going to be, and I can’t wait!!).

I am having a twenty(ish) thousand dollar wedding, and it’s okay.

What kinds of things did the whole budgeting process bring up for you? What’s been easy, and what’s been a struggle?

Tags: budget, pittsburgh |
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26 Responses to “The B-Word”

1 2 

1.
Miss Taco
Bee
Miss Taco (message)  950 posts, Busy bee

Kudos to you, some people won’t even admit this stuff to themselves!

Anyway, we’re paying for the bulk of it ourselves. FIL Taco kicked in about $1,500, but we thought it was important to foot our own bill if only to alleviate the guilt that sometimes comes with other peeps’ money! It’s been tough because if I spend $100 shopping, I know that’s $100 I took away from the wedding, essentially. Five months to go, whew!

 
2.
RSaxer
Member
RSaxer (message)  17 posts, Newbee

It can be daunting at times when I think of how much we’re spending on this one day. But then I realize that I would rather spend that amount of money on the memories and good times that will come from it rather than just acquiring more stuff. We live in a materialistic world where we’re always trying to keep up with the Jones’. How great to say I didn’t clutter up my house and my life with more junk, and instead bought one of the most important and memorable days of my life?

 
3.
Bee Icon
Bee
Miss Snow (message)  916 posts, Busy bee

I’m not at the point where I can fess up to our budget (or how much it has ballooned from what we already thought was extravagant), but absolutely agree that as long as no one is facing a hardship to pay for anything, you should celebrate however you want!

I think I’ve had to come to terms with some expenses that I initially thought of as extravagant (catering! cake toppers!) so I’m not DIYing myself into oblivion.

Also, it has been humbling to see how little my (seemingly) gigantic budget gets us… My mom and I talk about this a lot. Even though we’re spending more than we thought we would, I feel like I’ve looked for the cheapest option for EVERYTHING along the way: bridesmaids dress instead of wedding dress, Target shoes, DIY paper goods, etc. etc.

The budget side of things is simultaneously fascinating and stressful…

 
4.
Miss Fried Chicken
Member
Miss Fried Chicken (message)  8 posts, Newbee

I had to let go of my dream spot for a different spot that offered all inclusive right down to the invitations, toasting goblet and even cocktail napkins! the only things not included - photographer and bouquets. All in all, we are at $20K for the entire wedding and I am still getting every extravagant item we wished for - sit down dinner with premium food choices, open bar top shelf , fancy cocktail hour, great scenery. Just shop around!! You can find it!

 
5.
Ella1978
Member
Ella1978 (message)  2,027 posts, Buzzing bee

I’m right there with ya.. We are trying to keep ours around 18K now, we were lucky to get parental contribuitions.. otherwise we would be doing something TOTALLY different.. we are lucky to afford something “close” to what I was envisioning… but looking at the magazines, and all the pretty pictures def. make me long for the ‘perfect’ wedding… i try to remind myself that what we are going to put together will be pretty special - w/o martha and her fancy details!

 
6.
SabrinaR424
Member
SabrinaR424 (message)  266 posts, Helper bee

Our wedding budget is about $12k, and that covers venue, fancy dinner and open bar for 70 guests, attire for bride and groom, wedding rings, photography, stationary, cake, and decor. (We don’t have live musicians, a DJ, or any special lighting.) Can you say TIGHT? And that’s how I became a DIY bride!

We’re spending an additional $5k on the honeymoon to bring us to a grand total of $17k. And with the exception of about $500 from my parents, we are paying for everything ourselves. (His parents are paying for a small rehearsal dinner; I have no idea how much that costs.)

 
7.
Bee Icon
Bee
Miss Trail Mix (message)  6,328 posts, Bee Keeper

I loved this post! Definitely struck a chord, I still feel incredibly guilty when I think about our budget but I guess deep down, somewhere inside me, I think it will be worth it…

 
8.
Guest Icon
Guest
Kate

What a great post! And I hear you on the guilt thing. I think all smart, educated women that care about themselves, their families, and the world will feel guilt at something like this…

but sometimes, love deserves to be celebrated, you know?

And sometimes, it’s okay to not be practical. Yes, the money could have gone elsewhere.

But the memories will last forever.

Thanks so much for being candid about your budget. By doing so, you are really helping a lot of brides out there!

 
9.
kjpugs
Member
kjpugs (message)  1,751 posts, Buzzing bee

Good luck. My MIL gave us a set amount and 4 months before the wedding decided she couldn’t (in quotes if you will) give it to us. We had to cancel our reception and change plans. I hope your in laws are more dependable! :)

And I love you being transparent about your budget. I wish more people were!

 
10.
Bee Icon
Bee
Miss Octopus (message)  1,446 posts, Bumble bee

@RSaxer: That’s exactly how Mr. O and I feel about it! At this point, I would much rather have the experience and the memories from the wedding than $20k worth of stuff.
@Kate: SO well put. I think sometimes I just feel generally guilty at the fact that we even HAVE $20k to spend on a wedding, considering that $20k is literally a life-changing amount of money in some parts of the world. There’s no easy solution to those kinds of things.

I’m glad other people find budget posts helpful!

 
11.
OctPumpkin
Member
OctPumpkin (message)  593 posts, Busy bee

I can so relate! And @SabrinaR424, my budget is $13K (excluding rings and honeymoon) for 65 people.

My FI and I sometimes think about what else we could be doing with the money, but ultimately, like Miss Trail Mix’s recent post said, you can’t have it all. You need to decide what’s your priorities. We’re keeping our wedding intimate so we can have kick-ass food and wine. Splurge on what you love, exclude what you don’t need. Sounds like a recipe for a happy life, doesn’t it!

 
12.
aunt pol
Member
aunt pol (message)  1,473 posts, Bumble bee

Prioritise, prioritise, prioritise seems to be the key to the thing really! I’m Irish, in Ireland, and there are so many differences in the way we do things this side of the pond. Nobody here rents a venue as a stand alone item, unless you’re super super rich. We generally rent the function room of a hotel. Hotel provides a package to include food, wine with meal, centrepieces, chair covers, finger food around midnight, bubbly reception, tea & coffee for guests during photo sesh. I think my head would explode right off my shoulders if I had to source all you guys do! One expense we def don’t have is this open bar nonsense. That’s a Lottery winners wedding, in Irish terms!
We’re paying for all ourselves, hoping to get out on ca 13k (roughly $17k, I think) for a hot buffet for 160, inc DJ etc. Fingers crossed! We’re all mad, but I’m only planning on doing this once!

 
13.
marylizbeth
Member
marylizbeth (message)  180 posts, Blushing bee

I really loved this post because you had the honesty to admit your budget, your self doubt about it, and the reality entailed in planning a wedding. My fiance and I are paying for the largest share of our wedding with our parents chipping in where they can. I stop at least once a month and ask ask “are we crazy to spend this?”But we sat down very early on in the process and talked at length about the kind of wedding we really wanted and the kind of wedding we could afford and what it would it look like to make that happen financially. There were a number of wedding “norms” that we couldn’t afford. There has been alot of sacrifice and cutting back and I can’t wait for the day where my saving account gets refilled or pay checks can be spent on non-wedding related items, until then I take pride in knowing I can and did save enough for my dream wedding without being in debt.

 
14.
ktbrady
Member
ktbrady (message)  1,054 posts, Bumble bee

The money is the non-fun side of weddings! I’m planning our wedding with 10K total from our families, and whatever we can contribute (5k, maybe). But, I’ve also decided along the way I can cut out my normal shopping and just buy wedding things. I think I have deluded myself into thinking that if I buy a 70$ etsy cake topper here and some old navy flip flops (on sale, of course) for guests there, it won’t count toward the budget? Is that insane?

I also gave up starbucks for some Christian Louboutins. Oh, the sacrifices! ;-)

 
15.
tea
Member
tea (message)  7,288 posts, Bee Keeper

the hardest thing is figuring out how to fit everything we need into our budget. i’m working on our budget now and i still keep going over by a few thousand. sigh.

 
16.
Member Icon
Member
Skywalk (message)  87 posts, Worker bee

Wonderfully honest post!
My fiance and I are keeping our budget quiet in an attempt to avoid the judgment that comes with sharing the numbers.
I think it is great that you are comfortable sharing your budget. Real numbers (budget or actuals) can be hard to come by in the world of wedding but help provide great guidance for those attempting to set a budget for such an event or to understand the costs.

 
17.
alivoo01
Member
alivoo01 (message)  2,622 posts, Sugar bee

I totally felt the same way as you when I thought - oh my gosh! We’re spending this much money in “one” day?? You know what we could do with it instead??? We’re paying for the entire wedding ourselves, but felt like this is an awesome day that we want to share with everybody we love and want to witness the official joining of us being man and wife. The pictures and stories to tell our future generations and friends - somewhat justifies our large expense and makes it worth it! :-)

 
18.
jordynrose
Member
jordynrose (message)  6,351 posts, Bee Keeper

This is a great post!

 
19.
mrspaetz
Member
mrspaetz (message)  3,805 posts, Honey bee

we paid for everything ourselves and though we kept things small & simple, we’re really proud of it and happy that we didn’t have to use any credit for the whole ‘do. yaay!

 
20.
Member Icon
Member
fromcharleston (message)  651 posts, Busy bee

I have terrible money guilt too. Even asking my parents for money for groceries and my transit pass makes me feel bad. And that money is my loan money that I’m responsible for! My dad just is the gate keeper for it all.

Thank you for being so transparent about your budget! It’s nice to see the true costs of things from you. Know that you’re doing your best and at the end of the day, it is what it is.

 
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Mrs. Octopus
Mrs. Octopus

Mrs. Octopus, Boston, MA/Pittsburgh, PA Age and Occupation: 25, Grad Student Fiance's Age and Occupation: 26, Graphics Operator for TV News Engagement Date: May 6th, 2009 Wedding Date: September 2010 Venue: Heinz Chapel Ceremony, Museum Reception About Me: When my best friend dragged me to a toga party in our freshmen year of college, I was not expecting to meet my future husband; but seven years later, here we are. I'm a crazy-organized planner at heart, and I am a great lover of random trivia, books, chocolate, blogs, new and exciting adventures, mockumentary-style television, and anything heavily flavored with bright orange fake cheese powder. We're planning a festive and fun mini-destination wedding in the place where we met: fabulous Pittsburgh, PA! I can't wait to marry the man I love!

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