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Mrs. Octopus, Boston, MA/Pittsburgh, PA Age and Occupation: 25, Grad Student Fiance's Age and Occupation: 26, Graphics Operator for TV News Engagement Date: May 6th, 2009 Wedding Date: September 2010 Venue: Heinz Chapel Ceremony, Museum Reception About Me: When my best friend dragged me to a toga party in our freshmen year of college, I was not expecting to meet my future husband; but seven years later, here we are. I'm a crazy-organized planner at heart, and I am a great lover of random trivia, books, chocolate, blogs, new and exciting adventures, mockumentary-style television, and anything heavily flavored with bright orange fake cheese powder. We're planning a festive and fun mini-destination wedding in the place where we met: fabulous Pittsburgh, PA! I can't wait to marry the man I love!
About Mrs. Octopus

For Poorer

April 23rd, 2010 @ 12:40 pm by Mrs. Octopus

Fact: currently, my lovely fiance and I are broke as a joke.

For Poorer :  wedding budget pittsburgh Emptywa

(Source)

The state of our finances is not a surprise. Last year, we lived in a pretty cheap city, and we each made a salary. This year, we’ve moved to a city with a ridonkulous cost of living, and with me in grad school full time, we’re living on the earnings from my work-study job, Mr. O’s freelance work in news production, and his second job waiting tables. Basically, our rent doubled and our joint income got cut in half. We knew that this year was going to be the leanest one we’ve ever had.

Even though we were prepared, I’m not gonna lie: it’s been tough sometimes.

We get the rent and the bills paid every month, and we have groceries in the fridge, but between our determination to stay out of credit card debt and our commitment to cover all the minor wedding expenses that pop up, we have virtually no room in the budget for leisure expenses.

Since we’ve had to cut the extras so short, I’ve been missing the things we did together and the dates we went on in years past: trying different restaurants, going to the movies, taking road trips, and so on. Boston is a fantastic city, and I have had many pangs of wishing we had more budgetary freedom to explore it.

However, there are two bright aspects of our brokeitude. The first is that we’ve been such a good team during this transition. Mr. Octopus and I have communicated a whole lot about how to manage our finances, and I feel very reassured by the fact that our general money stress hasn’t been compounded by fighting. I’m sure that this is not the last time over the course of our lives that we’ll have tough financial times, so it’s comforting to know that we can manage it together, peacefully.

The second is that we’ve really been reminded to appreciate what we already have. Our dates these days consist of anything that’s free. Our Friday night this week involved homemade pizza, beer, and watching Food, Inc. on the Netflix website. It was very quiet and very low-key, but we made it fun! It also makes the days that we do scrounge up a little extra cash—like this morning, when we went out to breakfast for the first time in what felt like one bajillion years—seem extra special.

For Poorer :  wedding budget pittsburgh P103030

We went to The Friendly Toast in Kendall Square, and it was TOTALLY worth the 40-minute (!!!) wait to be seated.

For Poorer :  wedding budget pittsburgh P10303001

I think my picture is blurry because Mr. O was getting the shakes from being so excited to eat his meal.

Our year of stingy living has not always been fun or easy, and I will not miss it at all when I graduate in May and get a job again. But it has been a good learning experience, and it’s given us the opportunity to support each other. Last weekend, I was feeling a little sorry for myself, because our lack of funds forced us to turn down a friend’s invitation to something that sounded like a lot of fun. Mr. O was very sweet in sympathizing with my disappointment, but also reminded me that even the security to pay the rent and bills every month is a luxury that many people don’t have, so I needed to buck up. He was right, and it totally helped.

When you’re going through something tough with your significant other, how do you support each other?

Tags: budget, pittsburgh |
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23 Responses to “For Poorer”

1 2 

1.
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Bee
Miss Trail Mix (message)  6,328 posts, Bee Keeper

Oh yeah, been there, still doing that! First, I was in grad school and completely broke and now Mr TM is finishing up HIS second year of grad school and is totally broke. I seriously CANNOT WAIT until we’re both working full-time! It’ll feel like we’re millionaires!

 
2.
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Bee
Miss Ribbons (message)  2,018 posts, Buzzing bee

We had the same exact situation last year and it really made me realize what a great partner I had. I’m glad you see the light at the end of the broke tunnel though :)

 
3.
ETwedding
Member
ETwedding (message)  296 posts, Helper bee

Is that a gigantic cinnamon roll that you are eating?! YUM!

 
4.
Smirp
Member
Smirp (message)  64 posts, Worker bee

It’s good to know I’m not alone! :)

 
5.
lilyfaith
Member
lilyfaith (message)  5,478 posts, Bee Keeper

We are going through something really similar, except it will be for 4-6 years! We’re both looking to get post-grad degrees that really don’t allow for anything more than part-time jobs on the side. We struggle to make it right now, in our undergrad, and we’re lucky enough to have steady jobs at my fiance’s parents’ nursing home. But rent in Chicago is also quite ridiculous! We had hoped to save some money so the transition to grad school would be easier, but no such luck. I think we’ll just have to be frugal as ever. I agree with you though - this has actually made us closer. I was afraid we’d fight, but we just enjoy the simple things more.

 
6.
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Member
BostonBride12345 (message)  34 posts, Newbee

My fiance got laid off about 6 months before our wedding, which was very stressful. But like you and your fiance, we supported each other and managed not to fight about it. On a side note (you may already know all of this) Boston has a ton of free events in the spring/summer. Shakespeare on the Common, free concerts throughout the city including Boston Harbor Hotel, the Common, the Hatchshell, etc…….the North End has a bazillion Italian feasts. You can find the info on the City of Boston website as well, as bhh.com and the rdc website and some of the museums have days/times that entry is free. Also go to the library you can get free passes to the children’s museum, science museum, etc……….

 
7.
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thebriz (message)  448 posts, Helper bee

Mr. O is totally right. While we aren’t tight for money, I did take a job two years back that cut my salary quite a bit. I am fortunate, though, that aside from my student loans, we have no debt. And while I’m always budget conscious, because it’s silly to pay so much for one day, we did take a few liberties here and there, though it’s hard living in NYC and not paying a lot even when you budget.

Main issues that have arisen has had more to do with family and money, which makes it a sometimes recurring theme, but we do the best we can to see the other’s side and buck up for the sake of the other… as painful as it may be…

 
8.
veganglam
Member
veganglam (message)  2,267 posts, Buzzing bee

Yep, I’m looking forward to ten years of poverty! FI and I are both going to be in grad school for about eight years after we graduate next year, and it’s going to suck living in an expensive city with endless things to do and no money to do them. But at least we aren’t doing it alone. I think being single and completely broke in a big city full of excitement you can’t afford must be the most depressing thing ever. I’m just glad we’ll have each other.

 
9.
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Bee
Miss Seashell (message)  1,713 posts, Bumble bee

Great post, Octy!
Mr. Seashelly just celebrated our DINK (dual income no kids) status last week. After a long haul of one income, it’s amazing!

 
10.
jordynrose
Member
jordynrose (message)  6,351 posts, Bee Keeper

I don’t know what you guys are eating in those pictures, but it looks delicious!

 
11.
Mrs. Pug
Bee
Mrs. Pug (message)  3,753 posts, Honey bee

working through financial issue can definitely bring a couple closer together–makes you feel like a team, you know?

 
12.
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Member
crayfish (message)  4,844 posts, Honey bee

When I moved to Boston from Texas for grad school, I thought surely, SURELY they must be joking about the rent! But, luckily there’s a ton of free/cheap stuff to do around town in the summer - it’s such a great city to wander around, there’s free concerts/plays in the Commons, great hiking very close by, lots of beachy/water stuff to do…at least you won’t be short on stuff to do now that it’s bearable to be outside again!! :)

 
13.
Mrs. French Bulldog
Bee
Mrs. French Bulldog (message)  7,730 posts, Bee Keeper

Ugg we’re kinda there right now but not as tight. I got a 20% pay cut before the wedding and then moved in w/ Mr Frenchie and had to start paying rent. I feel sorry for myself every once in awhile when I’m living pay check to pay check 2 week out the month when I haven’t done that for about 3 years. It’s stressful :-/ But Mr Frenchie and I are sticking together and helping each other out and that feel great :)

 
14.
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Member
lululemonade (message)  107 posts, Blushing bee

We’re in sort of the same situation. Last year we went out on dates to the movies and out to supper without having to worry about it. This year we’re both just focusing on school and have no income and are relying on osap and FI’s survivor benefits. It makes me feel better when I reflect on everything we do have and what we can pay for. I think it’s especially hard because we have last year to compare it to. On the bright side it makes me feel like we’re a good team, like we can accomplish things together without a lot of extra money. :)

 
15.
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Member
KB (message)  169 posts, Blushing bee

I know how that goes. We moved to CO back in Feb 09 (I wanted to stay in VA but got tired of arguing) and it was one thing after another. We ended up loosing our apartment after my s/o had health issues and got put on disability. Things were really bad and we ended up moving out to SoCal and have been staying with my mom. Lots of stress…I wish I could say we’ve been as good a team as you, but we’ve had our problems. Nearly broke up but pulled through and are doing much better now. :-)

 
16.
alivoo01
Member
alivoo01 (message)  2,622 posts, Sugar bee

That’s great money hasn’t been an “issue” for you and you’re both so supportive of each other! Just think after graduation and the wedding, you can resume exploring Boston and continue your happily ever after!!

 
17.
jgoulart
Member
jgoulart (message)  1,069 posts, Bumble bee

For the past year I’ve had about $40 to my name after paying all my bills and gas for my car each month, but that’s hopefully about to change. The Fi and I are excited to finally start our lives together and enjoy celebrating DINK as seashell put it!! hahaha It won’t be stress free, but having dual incomes is a big help to both of us.

 
18.
tea
Member
tea (message)  7,288 posts, Bee Keeper

its so great that you both are working so well together during this time. money troubles are especially stressing so the fact that you’re working so fine together now speaks volumes of your relationship and propensity to weather any future storms. good luck with the rest of our studies and job hunting!

 
19.
SapphireSun
Member
SapphireSun (message)  4,749 posts, Honey bee

Both myself and my fiance went through our “starving student” phase for four years of our undergrad, and started dating 6 months after we graduated. Luckily we both walked into good paying, very stable jobs (him more than me) right away.
I lived with a previous boyfriend during third year university, and do agree that being “broke” is a quick way to learn a lot about your relationship and think about different ways to spend time together.

 
20.
sophiesmart1
Member
sophiesmart1 (message)  13 posts, Newbee

Thank you for being so open and honest with your story. I’m sure it sometimes feels like you’re the only one in that situation, especially when your friends are going out and enjoying themselves! As you say, if you can get through this, you can tackle anything together, which is great to hear :)

I hope you get a great job when you graduate to make up for this “broke” spell! :)

Sophie x

 
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Mrs. Octopus
Mrs. Octopus

Mrs. Octopus, Boston, MA/Pittsburgh, PA Age and Occupation: 25, Grad Student Fiance's Age and Occupation: 26, Graphics Operator for TV News Engagement Date: May 6th, 2009 Wedding Date: September 2010 Venue: Heinz Chapel Ceremony, Museum Reception About Me: When my best friend dragged me to a toga party in our freshmen year of college, I was not expecting to meet my future husband; but seven years later, here we are. I'm a crazy-organized planner at heart, and I am a great lover of random trivia, books, chocolate, blogs, new and exciting adventures, mockumentary-style television, and anything heavily flavored with bright orange fake cheese powder. We're planning a festive and fun mini-destination wedding in the place where we met: fabulous Pittsburgh, PA! I can't wait to marry the man I love!

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