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Mrs. Jam, Chicago Age and Occupation: 25, Writer/Associate Wedding Coordinator Fiance's Age and Occupation: 25, Structural Engineer Engagement Date: December 23, 2009 Wedding Date: June 2011 Venue: Hunter’s Ridge, Princeton, IL About Me: I’m a penny-pinching cat lady getting ready to marry the frugal dog lover of my dreams. Our ideal Saturday morning includes rummaging around people’s junk at garage and estate sales followed by an afternoon date to our favorite café, where we only eat sandwiches that include the word “salad.” We actually love it so much, it’s sort of our unofficial wedding theme: Look at our delicious finds, eat homemade ham salad, and celebrate our love…barndance style. When we’re not obsessing over our love-fest shindig, we’re planning themed parties for our best friends and jamming to '90s music.
About Mrs. Jam

Once upon a time, Mr. Jam and I heard about a jewelry store closing, and we just had to stop in to peek at the heavily discounted sparklers. Although it was months before he proposed and a long time away from any holiday or event requiring an expensive gift, we are true-blue sale hunters: we stock up when the prices are good, just in case.

After re-reading that, it makes us sound like total hoarders. But trust me, stocking up on jewelry and delicious goodies isn’t a bad thing…right? Not in our book.

Anyhoodle, we looked at the glitzy watches, diamond earrings, huge birthstone gems, and, of course, engagement rings. They were priced to sell, and it couldn’t hurt to look, right?

This is Not the Homework You Will Want to Cheat On  :  wedding accessories chicago 73162 4  The Jam e-ring, photographed in all of its fancy champagne-colored glory

And out of all of the rings in the glass cases, a ginormous canary yellow diamond caught my eye. It was actually the only ring that caught my eye, so we figured I may as well try it on. A diamond ring was probably like any clothing in a store…you can love it on the hanger and hate it once it’s on. I hoped a huge, glittering yellow diamond looked as good on my finger as it did in the case.

But the salesperson wouldn’t let me try it on in the showroom, oh no. She asked us to follow her into the Diamond Room. (We didn’t even know there was such a thing, but it sounds like a place we should want to be.) And that’s when she told us the, ahem, SALE price: $55,000.

Clearly I didn’t even try it on. And after that day, my hopes were kind of dashed for a fancy yellow or brown diamond engagement ring.

But what do you know? When Mr. Jam popped the question, I got just that. And he stayed within his budget, buying it for less than it was appraised for and not breaking the bank one bit. The local jeweler, upon hearing of its origins when I took it in for a resize, even passed an “A+ job” message through me to Mr. Jam.

This is Not the Homework You Will Want to Cheat On  :  wedding accessories chicago 150254

Here are Mr. Jam’s FIVE handy tips for buying a rock or some fancy gems for your future partner (or the one you’re already married to…gifts like that are usually welcomed):

#1: Do your homework. I’m lucky to be engaged to someone who spends days, weeks, months researching every product before he buys, which sometimes gets on my nerves when I would rather be hanging out. But with a big purchase like this, compare prices at every place you can get to, both online and in person. Don’t you dare walk into that jewelry store and buy without checking around first!

#2: Know your limit and know your partner. Had Mr. Jam spent all that money on a ring that wasn’t really my style, I would have been disappointed. On that same note, had Mr. Jam spent more money than necessary (or more than we could comfortably afford), I would have smacked him upside the head and asked him the return policy. There will always be a chance to upgrade if you choose that path. Don’t stretch yourself too thin too soon…you still have a wedding to plan!

#3: Learn about the product. You don’t want to be taken advantage of anytime you make a purchase, and you especially don’t want to be duped when you’re purchasing something big like jewelry. You wouldn’t buy a car without knowing what the features are, so why would you not do the same with diamonds? Make friends with the four Cs and play nice.

#4: Don’t be afraid of (gasp!) buying jewelry online. It might be a little overwhelming and nervous-stomach inducing when you first start Googling, but keep your eyes peeled for those certified sites. Mr. Jam read reviews away from the companies’ websites and found accredited jewelry dealers and companies, ultimately deciding to buy my vintage engagement ring online. And get this: Because he bought from a company that did not have a store in our state, he did not have to pay the huge chunk of sales tax. Instead, he insured the shipping for $50 and kicked back until it came to him safe, sound, and cheap.

#5: The only important people in the ring/jewelry/gift decision are you and your partner. No matter what your parents, friends, boss, and the annoying person next to you on the train think, they don’t ever have to wear it. Make yourself happy. You can always use your giant, inexpensive rock as a weapon.

Do you have any jewelry-buying or deal-getting tips to add to this list? Holla if you’re rocking a gem purchased online.

And thank you to Mr. Jam for your endless knowledge on engagement-ring shopping. Your hours of research are both astounding and helpful.

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8 Responses to “This is Not the Homework You Will Want to Cheat On”

1.
Jaxx317
Member
Jaxx317 (message)  1,369 posts, Bumble bee

this is such a great post and I couldn’t agree w/you more! my FH purchased my ring from an online antique jeweler, Dover Jewelry, for a bit more than 1/2 of its appraisal value. I def encouraged him to do his own homework and he ended up with an awesome humdinger of an e-ring for me! and amen to your point #5, because when my mom saw the ring she was like “you should have asked for *at least* a carat.” thanks mom, for that, but despite being a big gal, i hate HUGE diamond rings. hate. and i had shopped around, and basically even a 1ct diamond looked kinda ridic. i was totally happy with .5 to .75cts, and that’s what i ended up with. plus, the setting of my ring actually makes the center stone look a l’il bigger than it is. so yeah. go Mr. Jam - he is an excellent example for all future FHs!

 
2.
Bee Icon
Bee
Miss Waffle (message)  1,123 posts, Bumble bee

Waffle is an intense research shopper too. Apparently, he was researching for months before he bought my sparkly. Cheers to our misters!

 
3.
Bee Icon
Bee
Mrs. Emerald (message)  1,062 posts, Bumble bee

Great tips from Mr. Jam! Mr. Emerald also secretly researched the heck outta diamonds and ended purchasing online from a retailer in Michigan, thus avoiding the sales tax too… Great minds think alike! ;)

 
4.
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Guest
Margarita

My fiance is a jeweler; his dad’s been in the biz for 30+ years, and my fiance does private clientele. I will make one critique for people buying online: make sure there’s a return policy.

WHen it comes to diamonds, the statistics (aka the Cs) only go so far - every diamonds looks different. You can have 2 diamonds with the same Cs, but they will look completely different in person. Example: take a G/H SI1. SI1s are typically on the lower scale. But, one SI1 can have a tiny black mark to the side of the diamond, and in a way you’d never see it unless you looked at it through a loop. Another SI1 could have that same black mark, but in the center of the stone - and you’d see it right away. Additionally, there is also the measurements of a diamond to consider. My sis has a 1c, i have a 1.75, but her 1c looks almost as big as mine because its shallow and “spready.” You’d never be able to see that unless you saw it person.

So moral of the story - there is nothing wrong with buying online, just make sure there’s a return policy…just in case

 
5.
Miss Cinnamon Bun
Bee
Miss Cinnamon Bun (message)  1,100 posts, Bumble bee

My ring is from an online store! I think it was actually an online jewellery auction house - Cinnamon Buns checked with the BBB and watched the site for a while before buying, to make sure it was legit.

 
6.
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Member
miss.qwerty (message)  897 posts, Busy bee

I love those ring pics - especially the one with the book. And Miss Jam, I love your style and writing. You’re already becoming one of my favorite Bees!

 
7.
Bee Icon
Bee
Miss Jam (message)  309 posts, Helper bee

@Margarita: Thank you so much for sharing that insight, you have stellar tips! A return policy is always a good thing, just in case…especially when there are so many things that could be missed when buying online. I’m hoping some ring-shoppin’ FIs see your comment ; )

 
8.
SandraMarie_1986
Member
SandraMarie_1986 (message)  1,363 posts, Bumble bee

Wow, that is a real beauty!!! Your ring is stunning!

 

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Mrs. Jam
Mrs. Jam

Mrs. Jam, Chicago Age and Occupation: 25, Writer/Associate Wedding Coordinator Fiance's Age and Occupation: 25, Structural Engineer Engagement Date: December 23, 2009 Wedding Date: June 2011 Venue: Hunter’s Ridge, Princeton, IL About Me: I’m a penny-pinching cat lady getting ready to marry the frugal dog lover of my dreams. Our ideal Saturday morning includes rummaging around people’s junk at garage and estate sales followed by an afternoon date to our favorite café, where we only eat sandwiches that include the word “salad.” We actually love it so much, it’s sort of our unofficial wedding theme: Look at our delicious finds, eat homemade ham salad, and celebrate our love…barndance style. When we’re not obsessing over our love-fest shindig, we’re planning themed parties for our best friends and jamming to '90s music.

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