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Miss Eagle, Calgary, Alberta, Canada Age and Occupation: 22, Medical Sciences Graduate Student / Science Instructor Fiancee's Age and Occupation: 23, Nurse Engagement Date: April 2011 Wedding Date: August 2012 Venue: Historic Lougheed House About Me: I'm a science-geek graduate student who is studying craniofacial malformations and evolutionary developmental biology. I have a passion for DIY crafts, amazing red wine, and all-things-wedding. Together with my wonderful fiancée, we are planning a formal black tie wedding filled with DIY projects and vintage decor. When I'm not reading about science-y things or wedding blogs, I enjoy teaching science-y things to kids and trying to be Martha Stewart incarnate.
About Miss Eagle

CONFESSION: We Didn’t Set a Budget

December 27th, 2011 @ 1:10 pm by Miss Eagle

What is the number one rule of wedding planning? Any wedding planner will tell you: “STICK TO YOUR BUDGET!”

Well…we didn’t set a budget.

CONFESSION: We Didn't Set a Budget :  wedding budget calgary Canadia

Canada’s New PLASTIC money! / Image via The Huffington Post

This may have been due to our naivety about how much a wedding really costs, and because we had set ideas about what sort of vendors we wanted to work with and what details we wanted at the wedding. I also planned to DIY a ton of stuff for the wedding, so I really didn’t know how much everything would cost. When we were looking for a venue and photographer, we had a few thousand bucks saved up as a couple, so we were all set (and then some!) for vendor deposits. We then made a savings plan that required both of us to save up a certain amount each month. With that plan intact, we would be able to pay for everything (we thought).

But the thing is, looking back on this magical number we doctored up…it wasn’t going to cover everything. It would have covered our venue, photographer, and dinner…but what about dresses, cake, decorations, hair, makeup, liquor, band/DJ, wedding rings, bridal-party gifts, or an officiant? Clearly this whole no-budget deal just wasn’t a wise choice.

But: we hadn’t even considered asking our parents to help out with the wedding. I guess we both felt like since we had just announced to our families ohbythewayimmarryingawoman…it wasn’t the right time to ask for cash to help out. But, our families made it known to us that they wanted to help.

My mom said she would pay for the dinner, Fiancee Eagle’s mom and step-dad said they would pay for an open bar and our flowers. Her dad agreed to pay for our music. My dad said he would pay for my dress (and so did my mom, so we’ll see who actually does!). Fiancee Eagle’s grandmother paid for our wedding cake. My aunts bought us antique teapots and milk glass, and contributed so.many.brooches. for the four brooch bouquets we are making. We have got to have the best families in the world. They were all so eager to help us out and contribute to our “budget.” We feel so blessed and grateful for all of their unique contributions.

That being said, our savings plan now looks a bit more realistic. Will we be able to afford a $10,000 honeymoon now because our families are helping out? Not at all. But, will we be able to afford a 4.5-star booked-last-minute Mexican resort honeymoon? I really hope so! We also plan to move right before the wedding, but we’ll have to pay double rent for July…or else we’d be moving merely days before the wedding. So that is another thing we’re going to have to be mindful of and save for.

In terms of purchases we make for the wedding, I look for the cheapest deal I can find. Why spend $12 renting a tablecloth when I can buy brand new ones for less than $9 during an online Black Friday sale? I also don’t like to pay over $2 for a brooch for the bouquets, and I would never buy a teapot for more than $8. (I’m sure my mom and aunts are laughing, because I know they’ve spent MUCH more than I’m willing to spend on these items.) So even though we don’t have a “budget,” I have my limits and I’m not acting like Miss Money Bags.

I will admit that while we didn’t initially “set a budget,” we definitely do have a spreadsheet documenting what we spend on everything. I don’t want this whole “no budget” to get out of control, and I want to make sure that we find the best prices possible for everything. We’ve also made sure that whenever someone contributes to our wedding we give them the appropriate thanks and gratitude they deserve…and the spreadsheet helps me with that a lot!

Did you have a “no budget” wedding, too? How do you keep track of what you’re spending?

Tags: budget, calgary |
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19 Responses to “CONFESSION: We Didn’t Set a Budget”

1.
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Mrs. Pony (message)  4,171 posts, Honey bee

We didn’t set a budget either and it worked out for us. We really just tried to find the best deals while making sure we still have money in the bank after writing the checks to our vendors. It can be a scary thing, but it can work as long as you keep on top of things :)

 
2.
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lqcarlson (message)  33 posts, Newbee

we dont have a budget either…we set a timeline for when we need to buy certain things…so it balance out with our income. So far…we havent run into any problems yet. but KNOCK ON WOOD! :)

 
3.
MaggieL
Member
MaggieL (message)  168 posts, Blushing bee

We haven’t set a budget- because honestly, I have no idea what is even a reasonable idea for how much things will cost! But we’re definitely working on finding deals for everything…a lot of DIY projects, compromise in our venue (bye bye pretty barn with lots and lots of rental tables and chairs), using friendors who are willing to give us a discount whenever possible.

But I am recording everything in an excel sheet also- just making sure we don’t get out of control!

 
4.
zippitydoodah
Member
zippitydoodah (message)  154 posts, Blushing bee

Isn’t the new money crazy? We paid for our Christmas tree with one this year, and the tree farm people had never seen one and it took some convincing that it was real for them to take it!

 
5.
gmcurtis
Member
gmcurtis (message)  346 posts, Helper bee

We also didn’t set a budget but I don’t think we really need it. Well, we kind of came up with a loose idea but I hadn’t really looked into much cost-wise. I’m not one to spend my money frivolously at all. Our strategy is to do lots of research, decide what we really need/want and what is ridiculous and get the best bang for our buck!

 
6.
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Guest
Nikky

I have a very limited budget of $3-4K. We want to get into a house shortly after the wedding and thus do not want to take on any unneeded debt. The problem is the family who thinks we need a huge wedding, the guest list, what is acceptable and what is not. The only thing i have figured out is my venue. A barn, stage, table and chairs 600 for the whole day. I can bring in outside Caterer and booze. (I don’t even want to talk about those that think I need to provide hard alcohol to the guests, I don’t drink, if they came to my home they wouldn’t be offered alcohol so why should I offer the hard stuff at OUR wedding?) Beer and wine should suffice.
http://www.edenprairie.org/vCurrent/live/FacilityRentalBrochure/index.asp?page=facilities&facilityID=3054

I have a single mother who lives paycheck to paycheck, and the mister is willing to ask his parents for $$$ but I want to do this on our own as he was married once before and had to take a second mortgage out on their home to pay for it (literally, he got that debt in the divorce and is still paying for the $45K bill).

What do you do when guest lists spiral out of control, or this idea is not good enough… I am ready to run to city hall and do a JP wedding and then just send out “Oh’ by the way we are married” announcements.

Sorry this is coming off as a rant, I just have no one to talk to besides the mister, and he just doesn’t understand the frustrations.

 
7.
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Miss Eagle (message)  862 posts, Busy bee

@Nikky: Oh girl, I’m so sorry you’re having such troubles. We honestly didn’t think our parents would help out but they did. I know you said you didn’t want to ask your fiancé’s parents but it might be for the best. Have you considered having an afternoon wedding and lunch reception? Or breakfast? check out the boards here, there are some amazing ideas. A great budget wedding I saw on the boards was by Ms Pink. It was 1500 I believe.

 
8.
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dragonbride (message)  14 posts, Newbee

we didn’t set a budget either and so far it’s working. What is a budget anyway if everything is so expensive once we mention the word “wedding”. I am doing tons of DIY too, flowers, invitation, and my veil (which is cost for less than $10!!!). The key is just research and research, which is sometime really tiring, but I am a bargain hunter anyway so I take it as a fun thing to do.

 
9.
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Miss Eagle (message)  862 posts, Busy bee

@dragonbride: Me too! I am a researcher by nature (hence why I’m doing grad school) and love love love researching deals for the wedding.

 
10.
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Miss Raccoon (message)  308 posts, Helper bee

Trying to keep things as low as they’ll go here. That’s great that your family is on board for helping and I’m excited to see the brooch bouquets!

 
11.
vreelans
Member
vreelans (message)  469 posts, Helper bee

@Nikky: Eden prairie! Im from the cities too!

 
12.
dsqdpie
Member
dsqdpie (message)  12 posts, Newbee

Miss Eagle, congrats on you and your fiance’s wedding. I am so glad that both of your parents were so eager and willing to help you with your wedding! Nikky, I could not help but to read and and empathize with your post. Although I am not officially engaged my BF and I have been discussing the topic of marriage for a while now. We know that our parents would help if the could, but they are also not in the position to do so. Just the other day, my bf told me that he has been working very hard to save up money just to be able to afford an e-ring/ set for me. I started planning for my dream wedding almost 2 years ago. I actually started buying stuff this year. I know it sounds crazy, but i figured the more i can buy over a period of time, the less it hurts financially when the time actually comes. i can go pull out everything i have accumulated and just add to it. Since you have your location already, that is a big start. Have you considered having family/friends help with the food? My friend had a nice wedding that was very simple but her mom’s friends did the food. chicken breast, wild rice, green beans, dinner roll… simple and INEXPENSIVE. As for the alcohol, it’s easy for people to tell you what to have when they are not paying for it! If all you want to do is beer and wine, then do that! Alcohol is not cheap. If you are really torn about having an actual liquor then bring in a bar where they have to pay for everything else other than the beer wine so that the option is there. or, can they BYOB? The most important thing to remember is that at the end of the day, this event is for you and your fiance’. All the other details will not even matter the next day. Don’t let other people dictate the details of your wedding. Do what works for you and wallet.

 
13.
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Miss Fox (message)  859 posts, Busy bee

Even though we do have a budget, there’s definitely some wiggle room re: what is actually included in that budget. The honeymoon, for example, is not a part of it, and we’re not counting anything my mom is contributing, either (really just the dress, but still). We’re definitely still on the hunt for the most affordable things, though!

 
14.
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Miss Porcupine (message)  428 posts, Helper bee

I’m so glad your family has been so super accepting and helpful with the planning! We set a budget and are hoping to stick to it, but of course little things here and there pop-up that you never think about. Like tipping the vendors, durf, totally did not include that in the budget the first go-around. And, I feel you on the moving thing. We are looking to break our lease to move the month before the wedding, which should be grand for our savings (and my stress-level). Buh.

 
15.
TinyTina
Member
TinyTina (message)  3,312 posts, Sugar bee

We haven’t set much of a budget. Having a long engagement + me being incredibly cheap means we’ve had enough time to save and to research for vendors that give us the most bang for our buck. We’re deff keeping track of everything though!

 
16.
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Guest
Nikky

dsqdpie - look in Pawn Shops for e-rings. My mister and I have a weird fascination with Pawn Shops, so why wouldn’t we go there! Why pay the mark-up of a Jewelry store (I used to work at Zales, and you are not getting what you pay for). I got my e-ring and wedding band from a Pawn Shop for $740 before taxes — Yup I got to pick it out as it was not a surprise. I got something I love and no one else has anything similar.
I would post a photo, but don’t know how.

 
17.
Stammie16
Member
Stammie16 (message)  989 posts, Busy bee

We are so grateful our parents are paying for a majority of our wedding. At first, they didn’t realize how much weddings cost nowadays (they’ve been married 35 years), and when we asked what kind of budget we had for the vendors, my mom wouldn’t give us an answer. Finally we had to sit down with them and make them tell us how much they were willing to spend. FH and I said we would pick up any extra costs. Our flower proposal was originally $900 over our budget, so we worked with the florist to take off $500, and FH and I will just pay the extra $400. Similar with photographer. We are tracking all of the wedding costs on a spreadsheet, its crazy how it adds up so fast. It’s really great that you have so many family members willing to help you out!

 
18.
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Mrs. Funnel Cake (message)  690 posts, Busy bee

We didn’t have a budget. We had 17 months to plan everything so we bought things when they were on sale or seemed a good price. If it was expensive, we just waited awhile before buying. We didn’t buy anything we couldn’t afford or didn’t want.

Will be interesting if I can tally everything up for a budget post. We ended up spending a LOT but for how much we earn and how expensive Zürich is, it’s what some friends have spent in 2 months on shopping sprees. I don’t feel too bad about it right now. :P

I did keep an excel sheet tallying what all we spent… but it’s hard to keep it when my mother paid for big parts of the reception and Mr. Funnel Cake was really bad about telling me how much stuff cost that he bought for the wedding because he doesn’t want to know the total count. :P

 
19.
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Future Army Wife (message)  1,101 posts, Bumble bee

We did the exact same thing. We decided to invest more money on the venue and food we wanted. I’m currently hoarding craft store coupons for the little things. No sense spending tons of money on stuff we’ll use once.

 

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Miss Eagle
Miss Eagle

Miss Eagle, Calgary, Alberta, Canada Age and Occupation: 22, Medical Sciences Graduate Student / Science Instructor Fiancee's Age and Occupation: 23, Nurse Engagement Date: April 2011 Wedding Date: August 2012 Venue: Historic Lougheed House About Me: I'm a science-geek graduate student who is studying craniofacial malformations and evolutionary developmental biology. I have a passion for DIY crafts, amazing red wine, and all-things-wedding. Together with my wonderful fiancée, we are planning a formal black tie wedding filled with DIY projects and vintage decor. When I'm not reading about science-y things or wedding blogs, I enjoy teaching science-y things to kids and trying to be Martha Stewart incarnate.

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