Major life events. That’s what insurance companies call the major milestones in our lives. That blanket terms covers so many exciting/devastating/scary/stressful/etc. events under one umbrella that wading through what each one means can be tricky. (Maybe it’s just me? Even my detail-oriented brain gets overwhelmed!)
Looking at insurance doesn’t encourage cuddling (for me). Instead, I’d rather hide in a blanket fort! / Image via Health Insurance Article
While 2013 contains several major life events for me (graduation! wedding! maybe new job!), it’s the approaching wedding that has really gotten me thinking about insurance. I mean, I’m going from a me to a we (in terms of legal/binding relationships).
I’ve begun slogging through insurance comparisons to see if it makes sense for Sparky and I to keep our own separate insurance plans, for me to join his, or for him to join mine. This discussion contains not just here-and-now thoughts, but entails future planning, too. You know the little poem:
It’s that baby carriage that terrifies me. / Image via KJR Collaboration
We are not ready for that third one yet, but in looking at joint insurances plans it’s definitely something we need to think about. (Excuse me while I go hyperventilate for a minute.) For now we’re perfectly happy to shower all our baby love on my nephew.
One of us is a bit more comfortable with Nephew than the other”¦ / Personal photo
My point in posting this is not only to vent frustration (insurance documents are. not. fun.) but also to see if anyone has advice—how did you choose what to do with your insurance? Any ideas of what to look for as we consider our options? Does the whole family-planning section make you want to run the other direction as fast as you can?